Liberty Mutual vs Foremost Car Insurance

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Liberty Mutual or Foremost:
Which Company is Best for You?

Liberty Mutual and Foremost are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Liberty Mutual was founded in 1912, while Foremost was founded in 1952. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount ComparisonLiberty MutualForemost
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonLiberty MutualForemost
Financial Strength ExcellentExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction

A+

A+

Other ProductsLiberty MutualForemost
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesLiberty MutualForemost
About"Buy Online Now” option may qualify you for additional discounts. Here’s why 9 out of 10 customers recommend us: Customized insurance so you only pay for what you need Discounts that save you money Rated “A” by A.M. Best Company.The company specializes in policies that cover a wide range of drivers, have flexible payment plans and are customized with you in mind.
Roadside AssistanceLiberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.Foremost offers towing and roadside coverage as an addition to your policy which covers the cost of a tow and other assistance at the site of your vehicle disablement up to the limit on your policy. This service is available 24/7.
Additional DiscountsLiberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.Foremost offers additional vehicle level discounts for security devices like Lo-Jack or other tracking devices that can assist with recovering your vehicle after a theft.
Recent QuestionsWhy did my rate increase for a $25 towing claim?
Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.
Can I get a refund for premiums I was forced to pay after accident?
Unfortunately, I do not have any experience with this matter. It does seem like a major oversight on part of Liberty Mutual.
What's the difference between a vanishing deductible and accident forgiveness
Simply put: Accident Forgiveness with Liberty Mutual: If you're accident-free for five years (with any company), the company will forgive your first accident and not raise your rates. Furthermore, this policy can apply to all members of the household, including teenagers.
Insurer refuses to give me my money back
I would try calling back again. It could be that the agent you spoke with was misinformed.
See More Questions
Getting insurance for my RV with a foreign license
For any policy, car or RV, you will need a permanent address. However, I wouldn't recommend using an address in Michigan. Because of Michigan's DMV laws, they are the most expensive state in the nation to get auto insurance from.
Will my homeowners insurance cover damage caused by a hurricane?
The majority of homeowners insurance policies do not provide coverage for flood damage. Unless your insurance policy provides coverage specifically against floods, you would have to have flood insurance through FEMA or the NFIP.
Will my boat insurance policy cover a passenger falling overboard?
The answer will depend on the coverage you currently have on your policy. There are two instances where boat insurance would cover an injury to a passenger caused from falling overboard. If your policy includes medical coverage, your passenger's medical bills should be covered up to the limit on your policy.
Is it legal for me to have an uninsured vehicle that's not being driven while I work on it?
As long as you aren't driving the vehicle and it isn't registered then there should be no issue leaving the vehicle off of your policy. If you plan to drive the vehicle on a public roadway, you will need to insure it.
See More Questions
Compare MoreLiberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farm Bureau Mutual Liberty Mutual vs. Farmers Liberty Mutual vs. GEICO Liberty Mutual vs. Infinity Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. North Star Mutual Liberty Mutual vs. Progressive Liberty Mutual vs. Safe Auto Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers Liberty Mutual vs. USAAForemost vs. 21st Century Foremost vs. Allied Foremost vs. Allstate Foremost vs. American Family Foremost vs. Amica Mutual Insurance Foremost vs. Auto Club (AAA) Foremost vs. Erie Foremost vs. Esurance Foremost vs. GEICO Foremost vs. Infinity Foremost vs. Mercury Foremost vs. MetLife Foremost vs. Nationwide Foremost vs. Progressive Foremost vs. Safe Auto Foremost vs. Safeco Foremost vs. State Farm Foremost vs. The General Foremost vs. The Hartford Foremost vs. Titan Foremost vs. Travelers Foremost vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Liberty Mutual vs Foremost

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