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Selecting an auto insurer can be tricky: companies' rates differ based on your driving record, location, and age, and every company's discounts differ. Liberty Mutual and Infinity are two of the most popular insurers, offering affordable policies in most states.
In an effort to simplify the process of comparing insurance companies, we pulled average policy prices from Infinity and Liberty Mutual. These take into consideration a number of pricing factors, including credit quality, driving record, and age. Check out the below rates and find the perfect policy for you.
If you have very poor credit, Liberty Mutual could be the best option for you. Typically, Liberty Mutual offers more affordable premiums than Infinity for drivers with credit scores of 579 or less. Those with exceptional credit — a score of 800 or better — should favor Liberty Mutual, which typically beats Infinity by $2,089 per year. Check out average insurance costs by credit level for Infinity and Liberty Mutual below.
|Credit level||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$3,228||$7,847|
|Very Good (740-799)||$1,878||$4,045|
If you're dealing with an at-fault accident, speeding violation, reckless driving violation, or DUI on your résumé, Liberty Mutual could be a better choice than Infinity. Every insurance company prices its policies differently, so don't be afraid to shop around to find out which insurance company suits you.
|Violation||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$2,776||$5,774|
|At-fault accident (damage > $1,000)||$2,112||$4,487|
Insurance companies use age as an estimator of risk, assigning rates accordingly. An auto insurance policy is often expensive for drivers younger than 25 — due to their inexperience — and most affordable for drivers aged 25 or older. Since every insurance company prices age brackets differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Liberty Mutual over Infinity: Liberty Mutual offers average yearly savings of $9,732 versusInfinity.
|Age bracket||Liberty Mutual avg. annual premium||Infinity avg. annual premium|
Aside from affordability, Liberty Mutual and Infinity both have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.
|Discount Comparison||Liberty Mutual||Infinity|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Liberty Mutual||Infinity|
|JD Power Rankings||Not Rated|
|Other Products||Liberty Mutual||Infinity|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Liberty Mutual||Infinity|
|About||"Buy Online Now” option may qualify you for additional discounts. Here’s why 9 out of 10 customers recommend us: Customized insurance so you only pay for what you need Discounts that save you money Rated “A” by A.M. Best Company.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||Liberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Compare More||Liberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farm Bureau Mutual Liberty Mutual vs. Farmers Liberty Mutual vs. Foremost Liberty Mutual vs. GEICO Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. North Star Mutual Liberty Mutual vs. Progressive Liberty Mutual vs. Safe Auto Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers Liberty Mutual vs. USAA||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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