Liberty Mutual vs Infinity Car Insurance

Compare rates from the top car insurance companies in your area.

Location pin icon
Your information is secure.

Liberty Mutual or Infinity:
Which Company is Best for You?

Selecting a car insurance company can be complicated: rates fluctuate by driving record, age, and location, and every company provides a different set of discounts. Liberty Mutual and Infinity are two of the US' most popular auto insurance companies, providing competitively priced insurance policies in most US states.

To help make shopping for car insurance easier, we've pulled average insurance premiums from Infinity and Liberty Mutual. These rates cover a number of rating factors, chief among which are credit rating, driving history, and age. Check out the below rates and find an affordable policy today.

Take a deep dive: Check out our reviews of Liberty Mutual and Infinity.


Compare Liberty Mutual vs. Infinity auto insurance rates


Liberty Mutual vs. Infinity: premiums by credit level

If you have very poor credit, Liberty Mutual could be preferable to Liberty Mutual. On average, Liberty Mutual offers lower prices than Infinity for drivers with credit scores of lower than 580. Those with outstanding credit — a score of 800 or better — should favor Liberty Mutual, which typically beats Infinity by $2,089 per year. Check out common insurance rates by credit level for Infinity and Liberty Mutual below.


RATES BY CREDIT LEVEL: Infinity VS. Liberty Mutual
Credit levelLiberty Mutual avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,228$7,847
Fair (580-669)$2,276$4,862
Good (670-739)$2,109$3,955
Very Good (740-799)$1,878$4,045
Exceptional (800-850)$1,792$3,881

Liberty Mutual vs. Infinity: rates for drivers with bad records

If you have an at-fault crash, speeding ticket, reckless driving violation, or DUI offense on your résumé, Liberty Mutual could be a better choice than Infinity. Each insurance company prices its policies differently, so don't hesitate to shop around to understand which insurer is best for you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. Liberty Mutual
ViolationLiberty Mutual avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,776$5,774
At-fault accident (damage > $1,000)$2,112$4,487
DUI/DWI$4,182$6,124
Reckless driving$3,459$6,124
Speeding ticket$2,068$4,174

Liberty Mutual vs. Infinity: rates by age

Car insurance companies use age to outline potential risk, pricing policies accordingly. An insurance policy is commonly more expensive for teen drivers — because of their inexperience — and more affordable for middle-aged drivers. Because each insurance company evaluates age brackets uniquely, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Liberty Mutual over Infinity: Liberty Mutual offers average yearly savings of $9,732, compared to Infinity.


COMPARING AUTO INSURANCE RATES BY AGE: Infinity VS. Liberty Mutual
Age tierLiberty Mutual avg. annual premiumInfinity avg. annual premium
Teens$6,559$16,291
20s$2,686$5,588
30s$1,942$5,588
40s$1,926$4,077
50s$1,793$3,716
60s$1,746$3,365

Costs aside, Liberty Mutual and Infinity each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonLiberty MutualInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonLiberty MutualInfinity
Financial Strength ExcellentExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction

A+

A+

Other ProductsLiberty MutualInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesLiberty MutualInfinity
About"Buy Online Now” option may qualify you for additional discounts. Here’s why 9 out of 10 customers recommend us: Customized insurance so you only pay for what you need Discounts that save you money Rated “A” by A.M. Best Company.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceLiberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsLiberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWhy did my rate increase for a $25 towing claim?
Unfortunately, you were given the correct information. Insurance companies base their rates on the risk of having to pay any claim.
Can I get a refund for premiums I was forced to pay after accident?
Unfortunately, I do not have any experience with this matter. It does seem like a major oversight on part of Liberty Mutual.
What's the difference between a vanishing deductible and accident forgiveness
Simply put: Accident Forgiveness with Liberty Mutual: If you're accident-free for five years (with any company), the company will forgive your first accident and not raise your rates. Furthermore, this policy can apply to all members of the household, including teenagers.
Insurer refuses to give me my money back
I would try calling back again. It could be that the agent you spoke with was misinformed.
See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
Compare MoreLiberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farm Bureau Mutual Liberty Mutual vs. Farmers Liberty Mutual vs. Foremost Liberty Mutual vs. GEICO Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. North Star Mutual Liberty Mutual vs. Progressive Liberty Mutual vs. Safe Auto Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers Liberty Mutual vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Liberty Mutual vs Infinity

Chevron left icon
Chevron right icon