Deciding on an auto insurance company can be tricky: rates vary by driving history, age, and location, and insurers offer a variety of perks. Liberty Mutual and Safe Auto are two of the most popular insurance companies, providing competitively priced insurance policies in most states across the US.
To simplify the comparison process, we've gathered average rates from Safe Auto and Liberty Mutual. These take into consideration an array of rating factors, chief among which are credit rating, driving history, and age. Take a look at these rates and find the perfect policy for you.
If you have very poor credit, Liberty Mutual could be preferable to Liberty Mutual. On average, Liberty Mutual offers more affordable premiums than Safe Auto for drivers with credit scores of less than 580. Drivers with extraordinary credit — a score of 800 or better — should consider Liberty Mutual, which typically beats Safe Auto by $129 annually. View average insurance rates by credit tier for Safe Auto and Liberty Mutual below.
|Credit level||Liberty Mutual avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,228||$3,799|
|Very Good (740-799)||$1,878||$1,937|
If you're carrying an at-fault collision, ticket, reckless driving violation, or DUI on your driving record, Liberty Mutual could be a better choice than Safe Auto. Every auto insurance company will handle driving offenses differently, so always do your due diligence and compare quotes to figure out which insurance company suits you.
|Violation||Liberty Mutual avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,776||$2,867|
|At-fault accident (damage > $1,000)||$2,112||$2,837|
Insurers use a driver's age to indicate risk, pricing premiums accordingly. A car insurance policy is commonly more expensive for teens — because of their inexperience — and relatively affordable for middle-aged drivers. Since every insurance company prices ages differently, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose Liberty Mutual instead of Safe Auto: Liberty Mutual offers average yearly savings of $1,703 versusSafe Auto.
|Age||Liberty Mutual avg. annual premium||Safe Auto avg. annual premium|
Costs aside, Liberty Mutual and Safe Auto both have pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Liberty Mutual||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Liberty Mutual||Safe Auto|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||Liberty Mutual||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Liberty Mutual||Safe Auto|
|About||Liberty Mutual is committed to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Liberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Why did my rate increase for a $25 towing claim?|
Can I get a refund for premiums I was forced to pay after accident?
I used roadside & towing coverage once, my car was towed 2 miles, bill $75, insurance paid $25. I have ...
What’s the difference between a vanishing deductible and accident forgiveness
Had a car accident and the insurance company declared it “totaled.” I live in NY state, was in a car ...
Insurer refuses to give me my money back
Kinda seems like they do the same thing. Do I need both? I have a new teen driver (17-year-old son) ...
See More Questions
On 11/06/2017: I receive a notice of Non-Renewal from Progressive Ins. Notice states that the policy will expire on 12:01 ...
|Who is at-fault when parking spot stopper had bolts sticking out of it?|
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...
Do car insurance companies share information?
My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...
See More Questions
My rate went up after I had an accident so I shopped around and found a better price with a ...
|Compare More||Liberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farmers Liberty Mutual vs. Foremost Liberty Mutual vs. GEICO Liberty Mutual vs. Infinity Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. Progressive Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers Liberty Mutual vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...
Artificial Intelligence (AI), broadly defined as computers doing the work (and perhaps even reasoning and thinking as) humans do, is...
Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...
Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...
According to numerous studies, we now spend approximately half of our waking hours looking at screens—around 8.5 hours on any...
Would you believe that parents are more guilty of distracted driving than their-often accused teenagers? According to recent studies, as...
When I turned sixteen, my father gave me the keys to a shiny blue 1998 Isuzu Rodeo—and the news that...