Liberty Mutual vs The Hartford
Car Insurance

Liberty Mutual and The Hartford are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. Liberty Mutual was founded in 1912, while The Hartford was founded in 1810. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

Compare all car insurance companies at once.

Your information is secure.

Liberty Mutual or The Hartford:
Which Company is Best for You?

Discount Comparison Liberty Mutual The Hartford
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Liberty Mutual The Hartford
Financial Strength Excellent Excellent
JD Power Rankings
3 out of 5
4 out of 5
User Satisfaction

A

A

Other Products Liberty Mutual The Hartford
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Liberty Mutual The Hartford
About Liberty Mutual is committed to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Since 1810, The Hartford continually seeks new and better ways to proactively respond to their customers needs.
Roadside Assistance Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage. The Hartford has towing and labor coverage to help pay for a tow if your vehicle is inoperable regardless of whether the vehicle is involved in an accident.
Additional Discounts Liberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated. The Hartford is affiliated with AARP and offers numerous discounts including a discount for driving a hybrid or electric vehicle.
Recent Questions What’s the difference between a vanishing deductible and accident forgiveness

Kinda seems like they do the same thing. Do I need both? I have a new teen driver (17-year-old son) ...

Insurer refuses to give me my money back

On 11/06/2017: I receive a notice of Non-Renewal from Progressive Ins. Notice states that the policy will expire on 12:01 ...

Do I need a landlord policy or homeowner?

I’m not sure if I need a homeowners or landlord insurance policy for my property that I rent out. I ...

How long into getting a new policy can I file a claim?

I just opened a policy 2 weeks ago and now I’m having issues with my engine. I found a dead ...

See More Questions
Are deductibles company specific?

I am changing insurance companies from The Hartford to Geico. I got into a car accident August 2017 while covered ...

Is my friend covered if they borrow my vehicle?

I am going on a long drive and my friend and I plan on taking turns to avoid being tired. ...

Will homeowners insurance cover a collapsing ceiling?

My cathedral ceiling is falling down for unknown reasons. I want it repaired before it causes damage. Will it be ...

Can I use my parent’s address if my college zip code is causing my rate to increase?

I have ‘B’ or better in all of my classes. No accidents no or tickets. My parents are over 60 ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. State Farm vs. The General vs. Titan vs. Travelers vs. USAA vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. Titan vs. Travelers vs. USAA
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Liberty Mutual vs The Hartford

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

How Artificial Intelligence Could Change the Auto Insurance Industry
How Artificial Intelligence Could Change the Auto Insurance Industry
Mar 20, 2017

Artificial Intelligence (AI), broadly defined as computers doing the work (and perhaps even reasoning and thinking as) humans do, is...

Mexico Insurance: What Is It and What Companies Offer It?
Mexico Insurance: What Is It and What Companies Offer It?
Feb 06, 2017

Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...

Can I Pay My Car Insurance with Bitcoin?
Can I Pay My Car Insurance with Bitcoin?
Jan 23, 2017

Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...

Insurance Telematics USA 2015: A Conference Looking to the Future
Insurance Telematics USA 2015: A Conference Looking to the Future
Jul 07, 2015

Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....

Stop Texting and Walking: You Could Hurt Yourself
Stop Texting and Walking: You Could Hurt Yourself
Jan 23, 2015

According to numerous studies, we now spend approximately half of our waking hours looking at screens—around 8.5 hours on any...

Kittmatic: A Distracted Driving Solution for Parents?
Kittmatic: A Distracted Driving Solution for Parents?
Sep 18, 2014

Would you believe that parents are more guilty of distracted driving than their-often accused teenagers? According to recent studies, as...

How to Lower Car Insurance for Young Drivers
How to Lower Car Insurance for Young Drivers
Aug 06, 2014

When I turned sixteen, my father gave me the keys to a shiny blue 1998 Isuzu Rodeo—and the news that...