The average Lincoln resident's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 170 cups of coffee or $425 in savings

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Where you live in Lincoln affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Lincoln is no exception to the rule. From zip code 68505 to 68517, premiums rise by 8 percent—that’s $78.

Expensive Cheap
68503 68524 68527 68514 68517
68505 68507 68512 68516 68506

Be Prepared For

Driving in Lincoln

Major Highways
I-80 I-180 U.S. 6
Public Transit
StarTran Bus

Lincoln Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Lincoln, you can expect 82 rainy days with an annual rainfall of 30 inches. Lincoln is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Lincoln

Find Local Lincoln Agents

Mittelstadt Agency

1701 K St Lincoln, NE 68508

The Harry A Koch Co

233 S 13th Lincoln, NE 68508

Solid Ground Insurance LLC

6000 S 58th St Suite C Lincoln, NE 68516

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