Lincoln Car Insurance

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What drives up car insurance rates in Lincoln?

Where you live in Lincoln affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Lincoln is no exception to the rule. From zip code 68505 to 68517, premiums rise by 8 percent—that’s $78.

Expensive Lincoln Zip Codes: 68503, 68524, 68527, 68514, 68517

Cheap Lincoln Zip Codes: 68505, 68507, 68512, 68516, 68506

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Lincoln Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Lincoln, you can expect 82 rainy days with an annual rainfall of 30 inches. Lincoln is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Be Prepared For

Driving in Lincoln

Major Highways
I-80 I-180 U.S. 6
Public Transit
StarTran Bus

Car Insurance Companies in Lincoln

Find Local Lincoln Agents

Solid Ground Insurance LLC

6000 S 58th St Suite C Lincoln, NE 68516

Security First Insurance

3300 S 10th Lincoln, NE 68502

All American Insurance, Inc.

6128 Havelock Ave. Lincoln, NE 68507

Mittelstadt Agency

1701 K St Lincoln, NE 68508

McCashland, Kirby & Associates

8231 Northwoods Drive Lincoln, NE 68505

Union Agency, Inc.

4719 Prescott Ave Lincoln, NE 68506

Nebraska Bankers Insurance & Services Co.

233 South 13th Street Lincoln, NE 68508

AMS Insurance Center

120 S. 29th Lincoln, NE 68510

Gary Thompson Agency, Inc.

300 N 27th St Lincoln, NE 68503

Mid-Alliance Insurance Associates LLC

5600 S 48th St Suite 114 Lincoln, NE 68516

Forsyth Insurance Agency, Inc.

1265 S Cotner Blvd, Ste 21 Lincoln, NE 68510

HUB International

5700 Village Blvd Lincoln, NE 68516

The Harry A Koch Co

233 S 13th Lincoln, NE 68508

Robert Rung Insurance Agency

5620 NW Fairway Rd Lincoln, NE 68521

The Home Agency

128 N 13TH ST LINCOLN, NE 68508

Gene Lilly Surety Bonds, Inc.

735 S 56Th St Lincoln, NE 68510

Cornhusker Insurance Agency

5701 S 34th St Lincoln, NE 68516

MRH Insurance Group, Inc.

9200 Andermatt Dr Lincoln, NE 68526

Copple Insurance Agency Inc

1640 L Street, Ste A Lincoln, NE 68508

Aon Risk Services Inc of NE

5000 Central Park Dr Lincoln, NE 68504

Cornhusker Insurance Agency

1101 Cornhusker Highway Lincoln, NE 68521

Barney Insurance of Lincoln

707 N. 48th St. Lincoln, NE 68504

Zimmer Insurance Group

3230 S 13th St Lincoln, NE 68502

NSURE Agency Incorporated

1040 N. Cotner Blvd. Lincoln, NE 68505

Alliance Insurance Group of Lincoln

7501 O St Ste 101 Lincoln, NE 68510

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The average Lincoln resident's annual cost of coverage


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Lincoln Car Insurance

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