The average Angeleno's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 105 bowls of ramen or $836 in savings

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Where you live in Los Angeles affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Los Angeles is no exception to the rule. From zip code 90045 to 90020, premiums rise by 44 percent—that’s $751.

Expensive Zip Codes

90006   90057   90005   90010   90020  

Cheap Zip Codes

90045   90040   90022   90101   90103  

Be Prepared For

Driving in LA

Major Highways
Pacific Coast Highway Topanga Canyon Boulevard Santa Monica Boulevard
Toll Roads
I-10 Metro Express Lane I-110 Metro Express Lane
Popular Day Trips
Big Bear Lake Catalina Island Mojave Desert

Los Angeles Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Los Angeles, you can expect 36 rainy days with an annual rainfall of 12.8 inches. Los Angeles is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Los Angeles

Find Local Los Angeles Agents

Lockton Companies

725 South Figuerora 35th Floor Los Angeles, CA 90017

HUB International Insurance Services Inc.-PL Only

700 Flower Street, Suite 1520 Los Angeles, CA 90017

Susman Insurance Agency

11611 San Vicente Blvd., Suite 650 Los Angeles, CA 90049