The average Louisvillian's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Louisville
Click below to get free quotes in seconds!Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN Louisville
Where you live in Louisville affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Louisville is no exception to the rule. From zip code 40207 to 40212, premiums rise by 49 percent—that’s $757.
Louisville Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Louisville, you can expect 123 rainy days with an annual rainfall of 44.9 inches. Louisville is also known to experience thunderstorms and tornadoes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Louisville
Find Local Louisville Agents
Burns Insurance, Inc.
207 Breckenridge Ln Louisville, KY 40207
Kiely Hines & Associates Insurance Agency, Inc.
6100 Dutchmans Lane - 10th Floor Louisville, KY 40205
Complete Insurance Services, LLC
3000 Eastpoint Parkway Louisville, KY 40223
R. H. Clarkson Insurance Agency, LLC
401 W Main Street, Suite 1500 Louisville, KY 40202
USI Insurance Services, LLC.
950 Breckenridge Ln, Ste 50 Louisville, KY 40207
Francis & Company, Inc.
3103 Breckenridge Ln Ste 6 Louisville, KY 40220
Hatter, Hinkebein & Barlow Insurance
5300 Bardstown Road Louisville, KY 40291
Braden Insurance Agency, Inc.
3069 Breckenridge Lane Louisville, KY 40220
Nolan Insurance Corp
903 E. Chestnut Street Louisville, KY 40204
2200 Greene Way Louisville, KY 40220
Sterling G. Thompson Company
545 South Third Street - Suite 300 Louisville, KY 40202
4025 Preston Highway Louisville, KY 40213
ZACH LEONARDO & ASSOCIATES, LLC
3550 Frankfort Ave. Louisville, KY 40207
1601 Alliant Avenue Louisville, KY 40299
Anderson & Associates, Inc.
729 Executive Park Louisville, KY 40207
Logan Lavelle Hunt Insurance Agency, LLC
11420 Bluegrass Pkwy Louisville, KY 40299
Assured Neace Lukens Insurance
2305 River Rd Louisville, KY 40206
Hyland Block & Hyland
1250 S 3rd St Louisville, KY 40203
Schwartz Insurance Group
2950 Breckenridge Lane #8 Louisville, KY 40220
Burke & Burke Insurance Services, LLC
3703 Taylorsville Rd Ste 213 Louisville, KY 40220
Houston & Houston Ins Agcy, Inc.
4027 Preston Hwy Louisville, KY 40213
A Central Insurance Agency
6708 Shepherdsville Rd Louisville, KY 40228
Family Select Insurance
6409 Dutchmans Pkwy Louisville, KY 40205
620 West Shipp Avenue Louisville, KY 40208
Not sure about Louisville
Check out these other Kentucky cities...
Louisville Car Insurance
Get Smart about Sinkholes: Is Your Home Protected?
There are altogether too many unfortunate scenarios which might cause damage to your home and property, and your home insurance...
What You Need to Know about Getting High and Driving in 2017
Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....
No Car, No Problem: Short Commute Alternatives
Most working-aged adults commute to work each day, and many students also share the daily commuting grind. Most Americans rely...
Who’s to Blame? Defining “Fault” in an Insurance Scenario
To the uninitiated, fault sounds easy enough: it ought to be assigned to the perpetrator of a crash, right? And...
Bow-OW! Do You Need Car Insurance for Your Pet?
Many pet owners frequently drive with their animals, and while we might know the safest ways for pets to travel...
What is PIP Insurance and Do You Really Need It?
Commonly called PIP for short, personal injury protection insurance protects you against—you guessed it—personal injury. If you get in an...