Louisville Car Insurance

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What drives up car insurance rates in Louisville?

Where you live in Louisville affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Louisville is no exception to the rule. From zip code 40207 to 40212, premiums rise by 49 percent—that’s $757.

Expensive Louisville Zip Codes: 40297, 40203, 40210, 40211, 40212

Cheap Louisville Zip Codes: 40207, 40220, 40222, 40205, 40280

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Louisville Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Louisville, you can expect 123 rainy days with an annual rainfall of 44.9 inches. Louisville is also known to experience thunderstorms and tornadoes. You can check on the condition of the roads anytime here.

123

Rainy Days a Year

45"

Avg. Annual Rainfall

13"

Avg. Annual Snowfall

Be Prepared For

Driving in Louisville

Major Highways
I-64 I-65 I-264
Public Transit
TARC Bus
Popular Day Trips
Lexington Red River Gorge Cumberland Falls

Find Local Louisville Agents

Braden Insurance Agency, Inc.

3069 Breckenridge Lane Louisville, KY 40220

Family Select Insurance

6409 Dutchmans Pkwy Louisville, KY 40205

A Central Insurance Agency

6708 Shepherdsville Rd Louisville, KY 40228

Assured Neace Lukens Insurance

2305 River Rd Louisville, KY 40206

Patriot Group

620 West Shipp Avenue Louisville, KY 40208

Insuramax

2200 Greene Way Louisville, KY 40220

Zach Leonardo & Associates, LLC

3550 Frankfort Ave. Louisville, KY 40207

Burns Insurance, Inc.

207 Breckenridge Ln Louisville, KY 40207

Complete Insurance Services, LLC

3000 Eastpoint Parkway Louisville, KY 40223

Schwartz Insurance Group

2950 Breckenridge Lane #8 Louisville, KY 40220

Sterling G. Thompson Company

545 South Third Street - Suite 300 Louisville, KY 40202

Burke & Burke Insurance Services, LLC

3703 Taylorsville Rd Ste 213 Louisville, KY 40220

Hatter, Hinkebein & Barlow Insurance

5300 Bardstown Road Louisville, KY 40291

R. H. Clarkson Insurance Agency, LLC

401 W Main Street, Suite 1500 Louisville, KY 40202

Francis & Company, Inc.

3103 Breckenridge Ln Ste 6 Louisville, KY 40220

Logan Lavelle Hunt Insurance Agency, LLC

11420 Bluegrass Pkwy Louisville, KY 40299

USI Insurance Services, LLC.

950 Breckenridge Ln, Ste 50 Louisville, KY 40207

Houston & Houston Ins Agcy, Inc.

4027 Preston Hwy Louisville, KY 40213

Nolan Insurance Corp

903 E. Chestnut Street Louisville, KY 40204

Garrett-Stotz Company

1601 Alliant Avenue Louisville, KY 40299

Sol Insurance

4025 Preston Highway Louisville, KY 40213

Kiely Hines & Associates Insurance Agency, Inc.

6100 Dutchmans Lane - 10th Floor Louisville, KY 40205

Hyland Block & Hyland

1250 S 3rd St Louisville, KY 40203

Anderson & Associates, Inc.

729 Executive Park Louisville, KY 40207

See All

Not sure about Louisville

Check out these other Kentucky cities...

Lexington

$1,980

The average Louisvillian's annual cost of coverage

40%

Our customer's average savings after comparing insurance

317

That's equal to 317 cups of coffee or $792 in savings

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Additional Resources:

Louisville Car Insurance

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