$1,450

The average Lubbock resident's annual cost of coverage

40%

Our customer's average savings after comparing insurance

232

That's equal to 232 cups of coffee or $580 in savings

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WHAT DRIVES UP CAR INSURANCE RATES IN Lubbock

Where you live in Lubbock affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Lubbock is no exception to the rule. From zip code 79410 to 79402, premiums rise by 18 percent—that’s $249.

Expensive Cheap
79406 79404 79403 79430 79402
79410 79413 79424 79407 79414

Be Prepared For

Driving in Lubbock

Major Highways
I-27 U.S. 62 U.S. 82
Public Transit
Citibus

Lubbock Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Lubbock, you can expect 57 rainy days with an annual rainfall of 17 inches. Lubbock is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

57

Rainy Days a Year

17"

Avg. Annual Rainfall

6"

Avg. Annual Snowfall

Car Insurance Companies in Lubbock

Find Local Lubbock Agents

Arthur J. Gallagher Risk Management Services, Inc.

2727 81st St Lubbock, TX 79423

TWFG Insurance Services

2802 34th St. Lubbock, TX 79410

Grimes Insurance Agency, Inc.

1651 Broadway Lubbock, TX 79401

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