The average Lubbock resident's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Lubbock
Click below to get free quotes in seconds!Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN Lubbock
Where you live in Lubbock affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Lubbock is no exception to the rule. From zip code 79410 to 79402, premiums rise by 18 percent—that’s $249.
Lubbock Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Lubbock, you can expect 57 rainy days with an annual rainfall of 17 inches. Lubbock is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Lubbock
Find Local Lubbock Agents
4501 14th St Lubbock, TX 79416
Ashmore & Associates Insurance Agency, LLC
6102 82nd Street Lubbock, TX 79424
Sanford & Tatum Insurance Agency
6303 Indiana Ave Lubbock, TX 79413
Alliance Insurance Agency
3307 82nd Street Lubbock, TX 79423
Texas American Insurers
7802 Indiana Ave #B Lubbock, TX 79423
Sims-Perrin Insurance Agency, Inc
3302 34th Street Lubbock, TX 79410
Grimes Insurance Agency, Inc.
1651 Broadway Lubbock, TX 79401
Arthur J. Gallagher Risk Management Services, Inc.
2727 81st St Lubbock, TX 79423
All Write Ins Agcy
P O Box 2647 Lubbock, TX 79408
J. E. Murfee & Son
1310 Texas Ave Lubbock, TX 79401
Area Insurance Associates
4202 Avenue Q Lubbock, TX 79412
Upshaw Insurance Agency Inc
2321 50th Street Ste K Lubbock, TX 79412
Charles Short Insurance Agency, Inc.
2415 20th Street Lubbock, TX 79411
AAA Insurance Underwriters
311 N University Ave Lubbock, TX 79415
Cecil Dunn Ins Agcy
4120 Ave Q Lubbock, TX 79452
Cam Fannin Ins Agcy Inc
1810 50th St Lubbock, TX 79412
Alan Henry Insurance Agency, Inc.
3407 19th St Lubbock, TX 79410
TWFG Insurance Services
2802 34th St. Lubbock, TX 79410
Not sure about Lubbock
Check out these other Texas cities...
Lubbock Car Insurance
Get Smart about Sinkholes: Is Your Home Protected?
There are altogether too many unfortunate scenarios which might cause damage to your home and property, and your home insurance...
Can You Bring a Gun in an Uber?
For many people, when rideshare companies like Uber and Lyft came onto the scene it completely changed how they viewed...
Uber vs. Lyft: Which is Better for Riders and Drivers?
In 2015, Josh Waldrum from The Zebra did an experiment to see if it was possible to give up your car...
Criminal Background Checks for Rideshare Drivers: Do You Believe in Second Chances?
If you knew your Uber or Lyft driver was convicted of a crime, would you still hitch a ride? What...
Is This the End of Car Ownership?
For many, driving a car is a rite of passage. I remember counting down the days until I could walk...
How to Protect Yourself and Your Home Against Wildfires
Ever used the expression “spread like wildfire?” Fire is an incredible force of nature, and while it has its uses...
Top Insurance Tech Conferences to Attend
Technology is quickly changing the landscape for many industries, and insurance is no exception. Consumers have access to online resources...
How to Update Your Driver’s License When You Move to a New State
Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...
Work Zone Safety: The Rising Danger Facing Workers AND Drivers
We’re in the peak season for deadly crashes in road-work zones, according to the Federal Highway Administration’s Work Zone Management...
What Questions Do Insurance Agents Get Asked Most? (An Ask-iversary)
Howdy, folks! This week marks the one-year anniversary of The Zebra’s resource for all of your insurance questions: Ask an...
Uber vs. Ambulances: Comparing Price, Safety & Response Time
Imagine it’s the middle of the night, and you wake up to intense pain. You’re alone and in no condition...
8 of America’s Favorite Pit Stops: Buc-ee’s vs. Wawa and Beyond
Picture this: You’re on a road trip, making great time, when all of a sudden you feel a familiar rumble...
Zipcar vs. car2go: Which Car Sharing Service is King?
Over the past few years, car sharing has taken the world by storm. Car sharing businesses are now operating in...
3 Tech Innovations That Will (Hopefully) Reduce Traffic
If there’s one thing everyone can agree to hate in this world, it’s traffic. People in the United States spend...
#ZebraChat on April 4: Distracted Driving Awareness Twitter Chat
April is Distracted Driving Awareness Month. Here at Quoted, we’ve written about this highly dangerous behavior in great detail. Here...
Everything You Need to Know about Buying a Car from Walmart
Soon people all over the U.S. may be able to come home with groceries for the week, new school clothes...
Is Government Disrupting Disruption? Mark Cuban & Adam Lyons Discuss at SXSW
On Sunday March 12, The Zebra Founder and CEO Adam Lyons joined Mark Cuban, entrepreneur, “Shark Tank” star, Dallas Mavericks...
Sweeten Up Your Sweetheart with a Delightfully Romantic (Driving) Date
We know celebrating Valentine’s Day isn’t always the coolest game in town, but we argue that any day with chocolate,...
Uber’s Latest: Should Driverless Cars Require Voter Approval?
Driverless vehicle technology isn’t ready for the mainstream public, but it’s getting there: automakers and technology giants across the world...
What You Need to Know about Getting High and Driving in 2017
Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....
You Just Paid Off Your Car, Now What?
Making the last payment on a car loan is a great accomplishment and, for most of us, a welcome relief....
‘Tis the Season to Volunteer (with Your Car)
For those looking to keep the spirit of giving alive this holiday season, the old standbys are still excellent: gift...
When Is It Worth It to Pay for More Liability Coverage?
Every driver must carry his or her state’s minimum limit of liability coverage. This consists of coverage that protects other...
Does Car Insurance Cover You Out of State?
Not only do traffic laws vary by state, auto insurance rules and coverage do too. And while the general idea of...
Are School Buses Even Safe?
Each day, parents of 25 million American children watch them board a big yellow school bus. That’s more than half...