The average Madison resident's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 162 cups of coffee or $404 in savings

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Where you live in Madison affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Madison is no exception to the rule. From zip code 53562 to 53726, premiums rise by 4 percent—that’s $38.

Expensive Cheap
53744 53703 53706 53715 53726
53562 53718 53702 53705 53597

Be Prepared For

Driving in Madison

Major Highways
I-39 I-90 I-94
Public Transit
Metro Bus

Madison Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Madison, you can expect 114 rainy days with an annual rainfall of 31 inches. Madison is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Madison

Find Local Madison Agents

Neckerman Insurance Services

6200 Mineral Point Road Madison, WI 53705

Gander Consulting Group, LLC

621 North Sherman Avenue Madison, WI 53704

The Benefit Works LLC

6200 Mineral Point Rd Madison, WI 53705

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