Car Insurance for Good Drivers in Maine

The Zebra
July 15, 2019

Auto insurance for good drivers in Maine

Many of the factors contributing to car insurance rates are out of your control: your age, location, and gender are common rating factors over which you don’t have much of a say. There are, however, factors you can more easily alter in pursuit of lower rates.

If you're looking for affordable car insurance, try to keep your driving record cleaen, your credit score solid, and your monthly mileage low. Auto insurance companies provide premium price cuts to low-risk drivers, so exhibiting low-risk driving and lifestyle behaviors can lead to a price cut.

See below a breakdown of the best companies with which to start your car insurance search if you’re a low-risk customer in Maine.

Car insurance for citation-free drivers in Maine

One of the easiest ways to pay less for auto insurance is to maintain a good driving record. Insurers view safe drivers as less risky customers, in turn charging them less. Staying on the right side of the law is a great way to cut your insurance costs.

If you're free of tickets, start your search for car insurance with USAA, offering an average annual premium of $719. That sums to $1,620less than the average car insurance rate for drivers without driving violations in Maine.

CHEAP AUTO INSURANCE COMPANIES FOR DRIVERS WITHOUT VIOLATIONS IN MAINE
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$719
Metropolitan$750
Concord Group$883
State Farm$914
MMG Insurance Company$929
Patriot Group$988
Progressive$989
Countryway Insurance$1,091

Car insurance rates for drivers with above-average credit in Maine

Auto insurance companies reward clients who maintain a solid credit history. If you have a credit score in the good, very good, or excellent tiers, you could receive a price cut on your car insurance premium.

If your credit score is “good,” your best option for car insurance might be USAA, providing an average rate of $719. If your credit score is in the “excellent” range, Metropolitan might be a smart place to start your search. Metropolitan's premiums for drivers with credit scores of 800 and up are $227 per year less than the typical car insurance rate for drivers with excellent credit in Maine.

Find below a breakdown of auto insurance rates in Maine for drivers with good, very good, and excellent credit scores.

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH GOOD CREDIT IN MAINE
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$719
Metropolitan$750
Concord Group$883
State Farm$914
MMG Insurance Company$929
Patriot Group$988
Progressive$989
Countryway Insurance$1,091

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH VERY GOOD CREDIT IN MAINE
Insurance CompanyAvg. Annual Auto Insurance Rate
Metropolitan$650
USAA$665
State Farm$804
Concord Group$849
MMG Insurance Company$855
Progressive$866
Patriot Group$945
Countryway Insurance$976

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH EXCELLENT CREDIT IN MAINE
Insurance CompanyAvg. Annual Auto Insurance Rate
Metropolitan$565
USAA$620
State Farm$708
Progressive$736
Concord Group$792
MMG Insurance Company$796
Patriot Group$890
Countryway Insurance$905

Compare rates from top companies!

or
Location pin icon
Your information is secure.

Car insurance for low-mileage drivers in Maine

The fewer miles you drive, the less likely you are to file an insurance claim. That’s the logic auto insurance companies rely on when assigning lower rates to drivers who use their cars infrequently. If you drive less than 7,500 miles per year, you could receive a car insurance price cut. Exactly how much you can save by driving fewer miles comes down to your insurance company's pricing practices.

If you're a Maine driver who drives only infrequently, consider USAA, offering average annual savings of $1,716 for low-mileage drivers.

AFFORDABLE CAR INSURANCE COMPANIES FOR LOW-MILEAGE DRIVERS (<7,500 MILES/YEAR) IN MAINE
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$623
Metropolitan$750
State Farm$797
Concord Group$876
MMG Insurance Company$929
Patriot Group$988
Progressive$989
Countryway Insurance$1,053

Start your search today — compare rates now!

or
Location pin icon
Your information is secure.

Good driver insurance rates in Maine — in major cities

Auto insurance rates don't depend only on the state in which a driver resides — their city matters, too. Insurance companies price policies by the driver’s home ZIP code, adjusting rates for the risk levels associated with various regions.

Find below a summary of car insurance rates for drivers with positive rating factors in five of the most populous cities in each US state.

CityAvg. Rate — No IncidentsAvg. Rate — Good CreditAvg. Rate — Very Good CreditAvg. Rate — Excellent CreditAvg. Rate — Low Mileage
Biddeford$957$957$900$851$924
Portland$1,059$1,059$996$941$1,001
Bangor$1,060$1,060$1,000$948$1,043
Auburn$1,068$1,068$1,005$951$1,037
Augusta$1,087$1,087$1,024$969$1,046

Find an affordable policy today!

or
Location pin icon
Your information is secure.