Memphis Car Insurance
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What drives up car insurance rates in Memphis?
Where you live in Memphis affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Memphis is no exception to the rule. From zip code 38018 to 38116, premiums rise by 19 percent—that’s $263.
Expensive Memphis Zip Codes: 38105, 38107, 38106, 38126, 38116
Cheap Memphis Zip Codes: 38018, 38137, 38138, 38135, 38133
Memphis Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Memphis, you can expect 108 rainy days with an annual rainfall of 53.7 inches. Memphis is also known to experience thunderstorms and tornadoes. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Be Prepared For
Driving in Memphis
Major HighwaysI-40 I-55 I-240
Toll RoadsU.S. 36 Express Lane
Car Insurance Companies in Memphis
Find Local Memphis Agents
Boyle Insurance Agency, Inc.
5900 Poplar Ave. Memphis, TN 38119
Boshwit Brothers Mortgage Corp.
2595 Broad Avenue Memphis, TN 38112
Lipscomb & Pitts Insurance
2670 Union Avenue Ext , Suite 200 Memphis, TN 38112
Fred L. Davis Insurance Agency
1374 Airways Blvd Memphis, TN 38114
Farris Evans Ins.Agency
1568 Union Avenue Memphis, TN 38104
The Carter Agency
12 N MCLEAN BLVD MEMPHIS, TN 38104
855 Ridge Lake Blvd Memphis, TN 38120
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Memphis Car Insurance
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