Mercury vs Allied Car Insurance

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Mercury or Allied:
Which Company is Best for You?

Selecting an auto insurance company can be tricky: rates may vary based on your driving record, age, and location, and every company provides a different set of discounts. Mercury and Allied are two of the most popular car insurance companies, selling competitively priced policies in most American states.

In an effort to simplify the process of comparing insurance companies, we gathered average premiums from Allied and Mercury. The below cover a number of rating factors, including credit rating, driving history, and age. Take a look at these rates and find the perfect policy for you.


Mercury vs. Allied: insurance rate comparison


Mercury vs. Allied: premiums by credit level

If you have very poor credit, Mercury could be a better option for you. Typically, Mercury offers more affordable prices than Allied for drivers with credit scores of lower than 580. Insurance shoppers with excellent credit — a score of 800 or higher — should opt for View average insurance rates by credit tier for Allied and Mercury below.


CREDIT SCORE INSURANCE RATE COMPARISON: Allied VS. Mercury
Credit levelMercury avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$1,115$1,483
Fair (580-669)$1,115$1,097
Good (670-739)$1,290$1,104
Very Good (740-799)$1,115$920
Exceptional (800-850)$1,115$857

Mercury vs. Allied: costs for high-risk drivers

If you are dealing with an at-fault accident, speeding violation, reckless driving violation, or DUI on your driving record, Allied could be a better choice than Mercury. Every insurance company has different post-violation pricing structures, so don't be afraid to shop around to figure out which insurer suits you.


HIGH-RISK INSURANCE RATE COMPARISON: Allied VS. Mercury
ViolationMercury avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$1,822$1,662
At-fault accident (damage > $1,000)$1,125$1,221
DUI/DWI$1,882$2,708
Reckless driving$1,882$2,708
Speeding ticket$1,457$1,232

Mercury vs. Allied: rates by age

Auto insurance companies rely on age to outline potential risk, pricing premiums accordingly. An insurance policy is usually priciest for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for middle-aged drivers. Since each insurance company prices age brackets differently, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Mercury instead of Allied: Mercury offers average yearly savings of $109 versusAllied.


RATES BY AGE BRACKET: Allied VS. Mercury
AgeMercury avg. annual premiumAllied avg. annual premium
Teens$3,417$3,526
20s$1,554$1,392
30s$1,131$1,392
40s$1,115$959
50s$1,086$915
60s$1,034$832

Aside from affordability, Mercury and Allied each have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonMercuryAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMercuryAllied
Financial Strength SuperiorSuperior
JD Power Rankings
100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon 0% filled Star icon
2 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsMercuryAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMercuryAllied
AboutRated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceMercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsMercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsCan I use my roadside assistance if I’m in my friends car?

Does Mercury roadside assistance include lockout service if I’m in another persons car?...

What do I do if my vehicle was totaled while parked?

My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...

Do I need a police report to file a claim?

My son’s car was parked at his girlfriend’s parents house. While backing out of the driveway, her brother clipped my ...

Do I contact the other driver’s insurance company if they hit me while at the gas station?

I was filling up my car at the gas station and was hit from behind by a Jeep. My insurance ...

See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?

She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...

If I claim my injuries after an accident, will that make my rates higher?

I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...

Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?

I sold my car to get more money than I would on trade-in value, but the check from the buyer...

How much do car insurance rates go up after a DUI?

My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...

See More Questions
Compare MoreMercury vs. 21st Century Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. Safe Auto Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
States OfferedArizona California Florida Georgia Illinois Nevada New Jersey New York Texas VirginiaArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Mercury vs Allied

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