Mercury vs Allied Car Insurance

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Mercury or Allied:
Which Company is Best for You?

Deciding on an auto insurer can be difficult: companies' rates vary based on your driving history, age, and location, and every company's discounts vary. Mercury and Allied are two of America's most popular insurance companies, offering competitively priced policies in most states.

To make insurance shopping seamless, we've gathered average policy rates from Allied and Mercury. The below rates cover a variety of rating factors, including credit quality, driving history, and age. Check out the below rates and find your next car insurance policy today.

Take a deep dive: Read our full reviews of Mercury and Allied.


Mercury vs. Allied: insurance rate comparison


Mercury vs. Allied: prices by credit level

If you have very bad credit, Mercury could be a better option for you. Typically, Mercury offers more affordable prices than Allied for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or better — should lean toward View typical insurance costs by credit level for Allied and Mercury below.


CREDIT SCORE INSURANCE RATE COMPARISON: Allied VS. Mercury
Credit levelMercury avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$1,115$1,483
Fair (580-669)$1,115$1,097
Good (670-739)$1,290$1,104
Very Good (740-799)$1,115$920
Exceptional (800-850)$1,115$857

Mercury vs. Allied: high-risk insurance rate comparison

If you're dealing with an at-fault accident, speeding violation, reckless driving violation, or DWI on your résumé, Allied could be a better choice than Mercury. Every car insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurance company suits you.


HIGH-RISK INSURANCE RATE COMPARISON: Allied VS. Mercury
ViolationMercury avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$1,822$1,662
At-fault accident (damage > $1,000)$1,125$1,221
DUI/DWI$1,882$2,708
Reckless driving$1,882$2,708
Speeding ticket$1,457$1,232

Mercury vs. Allied: rates by age

Insurance companies use age to outline potential risk, pricing policies on a sliding scale. Insurance is typically more expensive for young drivers — thanks to their inexperience — and most affordable for middle-aged drivers. Because every insurance company evaluates ages in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Mercury before Allied: Mercury offers average yearly savings of $109 versusAllied.


COMPARING AUTO INSURANCE RATES BY AGE: Allied VS. Mercury
AgeMercury avg. annual premiumAllied avg. annual premium
Teens$3,417$3,526
20s$1,554$1,392
30s$1,131$1,392
40s$1,115$959
50s$1,086$915
60s$1,034$832

Affordability aside, there are myriad pros and cons of both Mercury and Allied, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonMercuryAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMercuryAllied
Financial Strength SuperiorSuperior
JD Power Rankings
100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon 0% filled Star icon
2 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsMercuryAllied
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Life Insurance
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Other FeaturesMercuryAllied
AboutRated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceMercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsMercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsCan I use my roadside assistance if I'm in my friends car?
When you have roadside assistance through your insurance company, the service is only available on the vehicle that the coverage is listed. There are other roadside companies that will allow you to use the roadside no matter whose vehicle you are in.
What do I do if my vehicle was totaled while parked?
I would definitely involve your insurance company and let them know about the situation. The other driver's insurance company should be paying for your damage up to the limit of that policy, but if it doesn't cover everything then your current company should be able to help cover the rest.
Do I need a police report to file a claim?
Accidents that occur on private property do not require a police report in order to file a claim. Your familiarity with the other driver does not impact your ability to file a claim, however the fact that he is uninsured means that you will have to pay your deductible for the repairs.
Do I contact the other driver's insurance company if they hit me while at the gas station?
If the other party hit your vehicle, and it's pretty clearly they're at fault, then you should contact their insurance for repairs. Parking lot accidents or accidents that occur on private property can be difficult to determine fault, but it sounds like the incident is pretty straight forward.
See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?
Insurance follows the vehicle, so if you have collision coverage on your vehicle then your insurance company should cover the damage. You will need to contact them to confirm and begin the claims process.
If I claim my injuries after an accident, will that make my rates higher?
Since North Carolina does not fall into the No Fault state category, filing an injury claim is less likely to impact your future rates but that's not exactly guaranteed. You can always shop for a new policy down the road if you do see an increase, but since you weren't actually injured you could always discuss the details with your insurance company and they can advise you of your options.
Should I cancel my policy if I sold my vehicle and won't be getting another car for a month?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Canceling your auto insurance when you sell a vehicle sounds like a good idea until you realize the potential pitfalls of doing so. While it may not make sense to maintain auto insurance when you no longer own a vehicle, consider the fact that you still have to have insurance to test drive a vehicle that you are thinking about purchasing.
How much do car insurance rates go up after a DUI?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Unfortunately there is no way to provide an accurate number or percentage due to the fact that there are so many variables when pricing insurance. One thing to keep in mind is that if he is already insured then the chance of his insurance company finding out about the violation are slim to none.
See More Questions
Compare MoreMercury vs. 21st Century Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. Safe Auto Mercury vs. Safeco Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. Safe Auto Allied vs. Safeco Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
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Mercury vs Allied

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