Picking an auto insurance company is complex: rates can vary based on your location, vehicle, and driving record, and every company provides a different set of discounts. Mercury and Amica are counted among America's most popular auto insurance companies, providing competitively priced policies in most American states.
To make insurance shopping seamless, we've gathered average rates from Amica and Mercury. These rates cover a variety of rating factors, including credit rating, driving infractions, and age. Examine these figures and find an affordable policy today.
If you have extremely bad credit, Mercury could be a better option for you. On average, Mercury offers lower rates than Amica for drivers with credit scores of less than 580. Insurance shoppers with excellent credit — a score of 800 or better — should opt for View typical insurance rates by credit score for Amica and Mercury below.
|Credit level||Mercury avg. annual premium||Amica avg. annual premium|
|Very Poor (300-579)||$1,115||$2,010|
|Very Good (740-799)||$1,115||$1,174|
If you are dealing with an at-fault crash, speeding ticket, reckless driving violation, or DWI in your rear view mirror, Amica could be a better choice than Mercury. Each car insurance company will handle driving offenses differently, so it's worth comparing quotes to find out which insurer is best for you.
|Infraction||Mercury avg. annual premium||Amica avg. annual premium|
|At-fault accident (damage < $1,000)||$1,822||$1,646|
|At-fault accident (damage > $1,000)||$1,125||$1,152|
Insurance companies use age as an estimator of risk, assigning rates accordingly. A car insurance policy is often expensive for beginning and young drivers — due to their inexperience — and more affordable for older drivers. Because every insurance company prices age tiers differently, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Mercury instead of Amica: Mercury offers average yearly savings of $1,949, compared to Amica.
|Age||Mercury avg. annual premium||Amica avg. annual premium|
Aside from finances, Mercury and Amica each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Mercury||Amica Mutual Insurance|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Mercury||Amica Mutual Insurance|
|JD Power Rankings||2 out of 5||4 out of 5|
|Other Products||Mercury||Amica Mutual Insurance|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Mercury||Amica Mutual Insurance|
|About||Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.||At Amica Mutual Insurance, you'll be protected with an affordable auto policy that's customized to fit your needs, complete with unbeatable customer service.|
|Roadside Assistance||Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.||Amica's roadside assistance program is available 24 hours a day to help with jump-starting a dead battery, changing a flat tire, delivering fuel if you run out of gas, and a towing up to 15 miles to the nearest repair facility.|
|Additional Discounts||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!||Amica offers additional discounts for "loyalty", a "tenure" discount for the length of time you were with your prior company, and a legacy discount to drivers under 30 who were covered by Amica on a family member's policy.|
|Recent Questions||What do I do if my vehicle was totaled while parked?|
Do I need a police report to file a claim?
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|Compare More||Mercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. Safe Auto Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA||Amica Mutual Insurance vs. 21st Century Amica Mutual Insurance vs. Allied Amica Mutual Insurance vs. Allstate Amica Mutual Insurance vs. American Family Amica Mutual Insurance vs. Auto Club (AAA) Amica Mutual Insurance vs. Erie Amica Mutual Insurance vs. Esurance Amica Mutual Insurance vs. Farmers Amica Mutual Insurance vs. Foremost Amica Mutual Insurance vs. GEICO Amica Mutual Insurance vs. Infinity Amica Mutual Insurance vs. Liberty Mutual Amica Mutual Insurance vs. MetLife Amica Mutual Insurance vs. Nationwide Amica Mutual Insurance vs. Progressive Amica Mutual Insurance vs. SAFECO Amica Mutual Insurance vs. Safe Auto Amica Mutual Insurance vs. State Farm Amica Mutual Insurance vs. The General Amica Mutual Insurance vs. The Hartford Amica Mutual Insurance vs. Titan Amica Mutual Insurance vs. Travelers Amica Mutual Insurance vs. USAA|
|States Offered||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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