Mercury vs Infinity Car Insurance

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Mercury or Infinity:
Which Company is Best for You?

Choosing an auto insurer is sometimes difficult: rates vary based on your location, vehicle, and driving record, and companies offer an array of perks. Mercury and Infinity are two of the most popular insurance companies, selling competitively priced policies in most US states.

In an effort to simplify the process of comparing insurance companies, we have gathered typical premiums from Infinity and Mercury. The below cover a variety of rating factors, including credit rating, driving history, and demographics. Examine these figures and find the perfect policy for you.

Looking for additional insights? Check out our comprehensive reviews of Mercury and Infinity.


Mercury vs. Infinity: insurance rate comparison


Mercury vs. Infinity: premiums by credit level

If you have very poor credit, Mercury could be a better option for you. On average, Mercury offers better premiums than Infinity for drivers with credit scores of less than 580. Insurance shoppers with extraordinary credit — a score of 800 or better — should lean toward Mercury, which typically beats Infinity by $2,766 per year. View common insurance rates by credit level for Infinity and Mercury below.


RATES BY CREDIT SCORE: Infinity VS. Mercury
Credit scoreMercury avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$1,115$7,847
Fair (580-669)$1,115$4,862
Good (670-739)$1,290$3,955
Very Good (740-799)$1,115$4,045
Exceptional (800-850)$1,115$3,881

Mercury vs. Infinity: high-risk driver rates

If you are carrying an at-fault collision, speeding ticket, reckless driving violation, or DUI on your driving résumé, Mercury could be a better choice than Infinity. Every insurance company has different post-violation pricing structures, so don't be afraid to shop around to find out which insurer is best for you.


RATES BY CITATION: Infinity VS. Mercury
InfractionMercury avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,822$5,774
At-fault accident (damage > $1,000)$1,125$4,487
DUI/DWI$1,882$6,124
Reckless driving$1,882$6,124
Speeding ticket$1,457$4,174

Mercury vs. Infinity: rates by age

Insurance companies use age as an indicator of potential risk, assigning rates accordingly. A car insurance policy is usually priciest for teen drivers — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Because every insurance company evaluates age tiers in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose Mercury over Infinity: Mercury offers average yearly savings of $12,874, compared to Infinity.


COMPARING AUTO INSURANCE RATES BY AGE: Infinity VS. Mercury
Age tierMercury avg. annual premiumInfinity avg. annual premium
Teens$3,417$16,291
20s$1,554$5,588
30s$1,131$5,588
40s$1,115$4,077
50s$1,086$3,716
60s$1,034$3,365

Setting aside cost, Mercury and Infinity each come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonMercuryInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMercuryInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon 0% filled Star icon
2 out of 5
Not Rated
User Satisfaction

A+

A+

Other ProductsMercuryInfinity
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Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMercuryInfinity
AboutRated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceMercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsMercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsCan I use my roadside assistance if I'm in my friends car?
When you have roadside assistance through your insurance company, the service is only available on the vehicle that the coverage is listed. There are other roadside companies that will allow you to use the roadside no matter whose vehicle you are in.
What do I do if my vehicle was totaled while parked?
I would definitely involve your insurance company and let them know about the situation. The other driver's insurance company should be paying for your damage up to the limit of that policy, but if it doesn't cover everything then your current company should be able to help cover the rest.
Do I need a police report to file a claim?
Accidents that occur on private property do not require a police report in order to file a claim. Your familiarity with the other driver does not impact your ability to file a claim, however the fact that he is uninsured means that you will have to pay your deductible for the repairs.
Do I contact the other driver's insurance company if they hit me while at the gas station?
If the other party hit your vehicle, and it's pretty clearly they're at fault, then you should contact their insurance for repairs. Parking lot accidents or accidents that occur on private property can be difficult to determine fault, but it sounds like the incident is pretty straight forward.
See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
Compare MoreMercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. Safe Auto Mercury vs. Safeco Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. Safe Auto Infinity vs. Safeco Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Georgia Illinois Nevada New Jersey New York Texas VirginiaArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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Mercury vs Infinity

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