Mercury vs Infinity Car Insurance

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Mercury or Infinity:
Which Company is Best for You?

Selecting an auto insurance company is complex: companies' rates differ by location, age, and driving history, and every company provides a different set of discounts. Mercury and Infinity are two of the most popular car insurance companies, providing competitively priced policies across large portions of America.

To help take the sting out of shopping for car insurance, we gathered average prices from Infinity and Mercury. These rates cover a variety of rating factors, including credit rating, driving infractions, and demographics. Take a look at these rates and find the perfect policy for you.


Compare Mercury vs. Infinity auto insurance rates


Mercury vs. Infinity: by credit level

If you have very bad credit, Mercury could be preferable to Mercury. On average, Mercury offers better premiums than Infinity for drivers with credit scores of lower than 580. Drivers with outstanding credit — a score of 800 or better — should favor Mercury, which typically beats Infinity by $2,766 per year. Check out common insurance rates by credit tier for Infinity and Mercury below.


CREDIT SCORE INSURANCE RATE COMPARISON: Infinity VS. Mercury
Credit levelMercury avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$1,115$7,847
Fair (580-669)$1,115$4,862
Good (670-739)$1,290$3,955
Very Good (740-799)$1,115$4,045
Exceptional (800-850)$1,115$3,881

Mercury vs. Infinity: rates for high-risk drivers

If you're saddled with an at-fault accident, speeding ticket, reckless driving violation, or DWI on your driving record, Mercury could be a better choice than Infinity. Each auto insurance company prices policies differently after a violation, so always do your due diligence and compare quotes to find out which insurer suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. Mercury
CitationMercury avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,822$5,774
At-fault accident (damage > $1,000)$1,125$4,487
DUI/DWI$1,882$6,124
Reckless driving$1,882$6,124
Speeding ticket$1,457$4,174

Mercury vs. Infinity: rates by age bracket

Auto insurance companies use a driver's age as an estimator of risk, assigning rates accordingly. A car insurance policy is often most expensive for beginning and young drivers — due to their inexperience — and more affordable for drivers aged 25 or older. Since every insurance company rates ages differently, it's smart to shop around and find the perfect policy for you.

As a general rule, teen drivers should choose Mercury before Infinity: Mercury offers average yearly savings of $12,874, compared to Infinity.


RATES BY AGE: Infinity VS. Mercury
Age tierMercury avg. annual premiumInfinity avg. annual premium
Teens$3,417$16,291
20s$1,554$5,588
30s$1,131$5,588
40s$1,115$4,077
50s$1,086$3,716
60s$1,034$3,365

Aside from affordability, Mercury and Infinity both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonMercuryInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMercuryInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
2 out of 5
Not Rated out of 5
User Satisfaction

A+

A+

Other ProductsMercuryInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMercuryInfinity
AboutRated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceMercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsMercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWhat do I do if my vehicle was totaled while parked?

My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...

Do I need a police report to file a claim?

My son’s car was parked at his girlfriend’s parents house. While backing out of the driveway, her brother clipped my ...

Do I contact the other driver’s insurance company if they hit me while at the gas station?

I was filling up my car at the gas station and was hit from behind by a Jeep. My insurance ...

Can I add my golf cart to my insurance policy?

I just got a shiny new golf cart. It was expensive and I want to make sure it’s covered if ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreMercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. Safe Auto Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Georgia Illinois Nevada New Jersey New York Texas VirginiaArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Mercury vs Infinity

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