Mercury vs Safe Auto Car Insurance

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Mercury or Safe Auto:
Which Company is Best for You?

Choosing an auto insurance company is difficult: companies' rates may vary by driving record, age, and location, and companies offer an array of perks. Mercury and Safe Auto are two of the most popular auto insurance companies, offering high-quality policies across many states.

In an effort to take the sting out of shopping for car insurance, we collected average premiums from Safe Auto and Mercury. These take into account an array of pricing factors, including credit rating, driving history, and age. Take a look at these rates and find the perfect policy for you.

 

Mercury vs. Safe Auto: insurance rate comparison

 

Mercury vs. Safe Auto: rates by credit level

If you have very bad credit, Mercury could be the best option for you. Typically, Mercury offers cheaper prices than Safe Auto for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800-plus — should consider Mercury, which typically beats Safe Auto by $806 annually. View common insurance rates by credit tier for Safe Auto and Mercury below.

 

CREDIT SCORE INSURANCE RATE COMPARISON: Safe Auto VS. Mercury
Credit levelMercury avg. annual premiumSafe Auto avg. annual premium
Very Poor (300-579)$1,115$3,799
Fair (580-669)$1,115$2,483
Good (670-739)$1,290$3,358
Very Good (740-799)$1,115$1,937
Exceptional (800-850)$1,115$1,921

 

Mercury vs. Safe Auto: rates for bad drivers

If you've got an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, Mercury could be a better choice than Safe Auto. Each auto insurance company prices its policies differently, so it's worth comparing quotes to figure out which insurer suits you.

 

RATES BY VIOLATION: Safe Auto VS. Mercury
ViolationMercury avg. annual premiumSafe Auto avg. annual premium
At-fault accident (damage < $1,000)$1,822$2,867
At-fault accident (damage > $1,000)$1,125$2,837
DUI/DWI$1,882$2,867
Reckless driving$1,882$2,867
Speeding ticket$1,457$2,738

 

Mercury vs. Safe Auto: rates by age

Auto insurance companies use age to estimate risk, pricing policies accordingly. Car insurance is usually expensive for drivers younger than 25 — because of their inexperience — and relatively affordable for older drivers. Because every car insurance company evaluates age brackets in a different way, it's a smart move to shop around.

As a general rule, teen drivers should choose Mercury before Safe Auto: Mercury offers average yearly savings of $4,845 versusSafe Auto.

 

RATES BY AGE BRACKET: Safe Auto VS. Mercury
AgeMercury avg. annual premiumSafe Auto avg. annual premium
Teens$3,417$8,262
20s$1,554$2,764
30s$1,131$2,764
40s$1,115$2,053
50s$1,086$1,862
60s$1,034$1,707

 

Cost aside, Mercury and Safe Auto both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.

Discount ComparisonMercurySafe Auto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMercurySafe Auto
Financial Strength SuperiorGood
JD Power Rankings
2 out of 5
3 out of 5
User Satisfaction

A+

A+

Other ProductsMercurySafe Auto
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMercurySafe Auto
AboutRated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.Safe Auto strives to provide affordable insurance to every driver, no matter the situation.
Roadside AssistanceMercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional DiscountsMercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
Recent QuestionsCan I use my roadside assistance if I’m in my friends car?

Does Mercury roadside assistance include lockout service if I’m in another persons car?...

What do I do if my vehicle was totaled while parked?

My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...

Do I need a police report to file a claim?

My son’s car was parked at his girlfriend’s parents house. While backing out of the driveway, her brother clipped my ...

Do I contact the other driver’s insurance company if they hit me while at the gas station?

I was filling up my car at the gas station and was hit from behind by a Jeep. My insurance ...

See More Questions
Should I get full coverage from a less well-known insurer?

I recently wrecked my car, my fault, with only liability. I need to replace it and the collision place that ...

Who is at-fault when parking spot stopper had bolts sticking out of it?

I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...

If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?

My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...

Do car insurance companies share information?

My rate went up after I had an accident so I shopped around and found a better price with a ...

See More Questions
Compare MoreMercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAASafe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. North Star Mutual Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA
States OfferedArizona California Florida Georgia Illinois Nevada New Jersey New York Texas VirginiaArizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia
Additional Resources:

Mercury vs Safe Auto

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