Choosing an auto insurance company is difficult: companies' rates may vary by driving record, age, and location, and companies offer an array of perks. Mercury and Safe Auto are two of the most popular auto insurance companies, offering high-quality policies across many states.
In an effort to take the sting out of shopping for car insurance, we collected average premiums from Safe Auto and Mercury. These take into account an array of pricing factors, including credit rating, driving history, and age. Take a look at these rates and find the perfect policy for you.
If you have very bad credit, Mercury could be the best option for you. Typically, Mercury offers cheaper prices than Safe Auto for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800-plus — should consider Mercury, which typically beats Safe Auto by $806 annually. View common insurance rates by credit tier for Safe Auto and Mercury below.
|Credit level||Mercury avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$1,115||$3,799|
|Very Good (740-799)||$1,115||$1,937|
If you've got an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, Mercury could be a better choice than Safe Auto. Each auto insurance company prices its policies differently, so it's worth comparing quotes to figure out which insurer suits you.
|Violation||Mercury avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$1,822||$2,867|
|At-fault accident (damage > $1,000)||$1,125||$2,837|
Auto insurance companies use age to estimate risk, pricing policies accordingly. Car insurance is usually expensive for drivers younger than 25 — because of their inexperience — and relatively affordable for older drivers. Because every car insurance company evaluates age brackets in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Mercury before Safe Auto: Mercury offers average yearly savings of $4,845 versusSafe Auto.
|Age||Mercury avg. annual premium||Safe Auto avg. annual premium|
Cost aside, Mercury and Safe Auto both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||2 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Can I use my roadside assistance if I’m in my friends car?|
What do I do if my vehicle was totaled while parked?
Does Mercury roadside assistance include lockout service if I’m in another persons car?...
Do I need a police report to file a claim?
My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...
Do I contact the other driver’s insurance company if they hit me while at the gas station?
My son’s car was parked at his girlfriend’s parents house. While backing out of the driveway, her brother clipped my ...
See More Questions
I was filling up my car at the gas station and was hit from behind by a Jeep. My insurance ...
|Compare More||Mercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA||SafeAuto vs. 21st Century SafeAuto vs. Allied SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. MetLife SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. Progressive SafeAuto vs. SAFECO SafeAuto vs. State Farm SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA|
|States Offered||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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