Choosing an auto insurance company is difficult: companies' rates may vary by driving record, age, and location, and companies offer an array of perks. Mercury and Safe Auto are two of the most popular auto insurance companies, offering high-quality policies across many states.
In an effort to take the sting out of shopping for car insurance, we collected average premiums from Safe Auto and Mercury. These take into account an array of pricing factors, including credit rating, driving history, and age. Take a look at these rates and find the perfect policy for you.
If you have very bad credit, Mercury could be the best option for you. Typically, Mercury offers cheaper prices than Safe Auto for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800-plus — should consider Mercury, which typically beats Safe Auto by $806 annually. View common insurance rates by credit tier for Safe Auto and Mercury below.
|Credit level||Mercury avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$1,115||$3,799|
|Very Good (740-799)||$1,115||$1,937|
If you've got an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, Mercury could be a better choice than Safe Auto. Each auto insurance company prices its policies differently, so it's worth comparing quotes to figure out which insurer suits you.
|Violation||Mercury avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$1,822||$2,867|
|At-fault accident (damage > $1,000)||$1,125||$2,837|
Auto insurance companies use age to estimate risk, pricing policies accordingly. Car insurance is usually expensive for drivers younger than 25 — because of their inexperience — and relatively affordable for older drivers. Because every car insurance company evaluates age brackets in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Mercury before Safe Auto: Mercury offers average yearly savings of $4,845 versusSafe Auto.
|Age||Mercury avg. annual premium||Safe Auto avg. annual premium|
Cost aside, Mercury and Safe Auto both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Mercury||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Mercury||Safe Auto|
|JD Power Rankings||2 out of 5||3 out of 5|
|Other Products||Mercury||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Mercury||Safe Auto|
|About||Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||What do I do if my vehicle was totaled while parked?|
Do I need a police report to file a claim?
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|Should I get full coverage from a less well-known insurer?|
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I recently wrecked my car, my fault, with only liability. I need to replace it and the collision place that ...
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
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|Compare More||Mercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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