Car Insurance in Mesa
On average, Mesa premiums are 8% higher than the state average. Going over some ways to save on Mesa car insurance can save you money.
- City Average: $1,343
- State Average: $1,247
- National Average: $1,427
Mesa Car Insurance by Credit Rating
Individuals with Very Poor credit (300-579) pay an average of 2.4x more each year on premiums than those with Exceptional credit (800-850). Drivers will see the largest decrease in premiums when they raise their credit from Very Poor (300-579) to Fair (580-669). That change can save them $609 per year.
- Very Poor: $2,795
- Fair: $2,186
- Good: $1,742
- Very Good: $1,410
- Exceptional: $1,163
Mesa Car Insurance by Accident or Violation History
Do you know the impact an accident or violation can have on your prices on car insurance? Reckless driving will increase your car insurance premiums more than other driving violations. Drivers with a DUI in Mesa have rates $996 greater than the city average ($1,343). Reckless driving will push your premiums up as well, with average rates of $3,055, which are 127% higher than the city average! Accidents happen, even to safe drivers, so be prepared and learn what one can do to your rates. Being at-fault in an accident can cost drivers an extra $790 per year to insure your vehicle in Mesa.
- DUI: $2,339
- Reckless Driving: $3,055
- At-fault Accident (damages less than $1000): $2,133
- At-fault Accident (damages greater than $2000): $2,133
- Speeding Ticket (16-20 mph over speed limit): $1,808
Mesa Car Insurance by Age
Drivers in their 50s save money on car insurance, as they have the lowest rates among all age groups, paying only $1,183 each year. Teenage drivers are the ones who pay the most in car insurance premiums, with rates of $5,701 on average. In Mesa, when drivers hit their 20s, therefore moving out of the teenage age bracket, they save an average of 68%, the biggest gap between any age group. The first time drivers can expect their age to trigger a rise in rates is when they turn 60.
- Teenagers: $5,701
- 20s: $1,804
- 30s: $1,323
- 40s: $1,274
- 50s: $1,183
- 60s: $1,243
- 70s: $1,596
Mesa Car Insurance by Gender and Marital Status
Gender and marital status are among the various driver attributes that can affect car insurance premiums in Mesa. Being married can save you around $100 per year compared to being single or divorced. Rates for those who are widowed are marginally cheaper than rates for those who are single. Males have premiums that are a mere 1% cheaper than those for females.
- Female: $1,357
- Male: $1,343
- Single: $1,343
- Married: $1,246
- Divorced: $1,343
- Widowed: $1,319
What drives up car insurance rates in Mesa?
Where you live in Mesa affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Mesa is no exception to the rule. From zip code 85215 to 85213, premiums rise by 6 percent—that’s $63.
Expensive Mesa Zip Codes: 85205, 85204, 85203, 85201, 85213
Cheap Mesa Zip Codes: 85215, 85207, 85212, 85209, 85210
Mesa Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Mesa, you can expect 29 rainy days with an annual rainfall of 8 inches. Mesa is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Mesa Agents
CBI Bonding Inc.
535 E McKellips Rd Mesa, AZ 85203
Willey Insurance Group, Inc.
2130 E Brown Rd Ste 3 Mesa, AZ 85213
Dale Studer Agency, Inc.
2045 S Vineyard Ste 143 Mesa, AZ 85210
Red Rock Insurance LLC
4140 E Baseline Rd Ste 101 Mesa, AZ 85206
The Mahoney Group
1835 S Extension Road Mesa, AZ 85210
Main Street Group
239 W Main St Mesa, AZ 85201
Arnett Insurance Services, LLC
3850 E Baseline Rd Mesa, AZ 85206
Astoria Insurance Services LLC
6209 E BASELINE RD MESA, AZ 85206
Harnish Insurance Group, Inc.
2045 S Vineyard Ste 143 Mesa, AZ 85210
Kohlhase Insurance, Inc.
6550 E Main St Mesa, AZ 85205
Oracle Insurance Group, Inc.
4135 S Power Rd Mesa, AZ 85212
Canyon Lands Insurance
3654 N Power Rd Ste 146 Mesa, AZ 85215
LeBaron & Carroll, LLC
1350 E Southern Ave Mesa, AZ 85204
Passey-Bond Company, Inc.
28 N Center St Mesa, AZ 85201
The Adams Agency
3851 E Main St Mesa, AZ 85205
The average Mesa resident's annual cost of coverage
Our customer's average savings after comparing insurance
See How Much You Can Save in Mesa
Click below to get free quotes in seconds!Start Saving Now!
Mesa Car Insurance
How to Protect Yourself and Your Home Against Wildfires
Aug 21, 2017
Ever used the expression “spread like wildfire?” Fire is an incredible force of nature, and while it has its uses...
Driverless Car Report Card: Who Should Get Top Grades?
Apr 24, 2017
The big-name tech companies and auto manufacturers that we know are developing driverless cars have kept many details about their...
Everything You Need to Know about Buying a Car from Walmart
Mar 21, 2017
Soon people all over the U.S. may be able to come home with groceries for the week, new school clothes...
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
4 Consequences of Driving without Insurance
Jan 27, 2017
If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...
4 Fall Foliage Road Trips You’ll Love
Sep 30, 2016
Though summer fun might be behind us, there’s a lot to look forward to this autumn: the famous latte with...
Help, My Car is a Lemon!
Sep 20, 2016
You’ve probably heard of “lemons” as the term pertains to cars, but the details of consumer protections and lemon laws...
Answering Every FAQ About Driverless Cars
Jul 27, 2016
Driverless cars—also called an autonomous vehicles—are all over the news. Although we keep hearing about them, there’s still tons of confusion over...
You Might Need a Helmet to ‘Spring Forward’
Mar 12, 2016
In March, Daylight Saving Time (DST) begins, and we’ll all “spring forward,” like it or not (that is, all of...
The Latest on Marijuana & Driving
Jan 13, 2016
Marijuana legalization is gradually taking root throughout the U.S. as more states loosen restrictions on the formerly outlawed substance. Now,...
Ridesharing Hacks: How to Uber at the Airport
Dec 10, 2015
Arriving at the airport: one part excitement, one part did-I-remember-everything jitters, and five parts how-do-I-get-to-my-final-destination hassle (if you travel frequently,...
Self-Driving Cars vs. Cyclists: What Does the Future Look Like?
Sep 16, 2015
Google’s self-driving cars are some of the most visible and well-known (and most talked-about) autonomous vehicles on the road. Google’s...
Uber for Senior Citizens
Sep 01, 2015
Not content to remain a taxi for hire service, Uber has been expanding their reach—from UberPOOL to UberEats, with lots...
Will 3-D Printed Cars Kill Jobs?
Jul 14, 2015
Organs. Weapons. The sheer breadth of stuff capable of being 3-D printed at this point is pretty dumbfounding. Another to...
Auto Repair: How to Choose a Mechanic
Jun 04, 2015
Finding a repair shop and mechanic you trust to both fix your car well and not take you for a...
The Rise of Van Life
Apr 08, 2015
You wake up to the whispering of the wind and the chirping of birds. You look out your window to...
Self-Driving Car Crosses USA
Mar 23, 2015
You come to a four-way stop at the same time as a car to your left. You have the right...