MetLife vs Infinity Car Insurance

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MetLife or Infinity:
Which Company is Best for You?

Choosing a car insurer can be hard: companies' rates differ by driving record, location, and age, and every company provides a different set of discounts. MetLife and Infinity are two of the top insurance companies, providing affordable coverage across most of America.

To help take the sting out of shopping for car insurance, we have pulled average insurance premiums from Infinity and MetLife. These take into consideration a variety of rating factors, including credit rating, driving infractions, and age. Examine these figures and find the right policy for you.


Compare MetLife vs. Infinity auto insurance rates


MetLife vs. Infinity: prices by credit level

If you have very poor credit, MetLife could be a better option for you. On average, MetLife offers better rates than Infinity for prospective clients with credit scores of 579 or less. Insurance shoppers with exceptional credit — a score of 800-plus — should lean toward MetLife, which typically beats Infinity by $2,588 per year. Check out average insurance costs by credit level for Infinity and MetLife below.


RATES BY CREDIT SCORE: Infinity VS. MetLife
Credit levelMetLife avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,495$7,847
Fair (580-669)$2,131$4,862
Good (670-739)$1,778$3,955
Very Good (740-799)$1,517$4,045
Exceptional (800-850)$1,293$3,881

MetLife vs. Infinity: high-risk insurance rate comparison

If you have an at-fault accident, ticket, reckless driving violation, or DWI on your record, MetLife could be a better choice than Infinity. Every insurance company will handle driving offenses differently, so always do your due diligence and compare quotes to understand which insurance company suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. MetLife
CitationMetLife avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,598$5,774
At-fault accident (damage > $1,000)$1,679$4,487
DUI/DWI$3,219$6,124
Reckless driving$3,219$6,124
Speeding ticket$2,085$4,174

MetLife vs. Infinity: rates by age

Car insurance companies use a driver's age as an estimator of risk, assigning rates on a sliding scale. Car insurance is commonly more expensive for teens — because of their inexperience — and most affordable for older drivers. Because every auto insurance company prices age brackets in a different way, it's wise to compare rates and find a great fit.

As a general rule, teen drivers should choose MetLife before Infinity: MetLife offers average yearly savings of $9,857, compared to Infinity.


COMPARING AUTO INSURANCE RATES BY AGE: Infinity VS. MetLife
Age bracketMetLife avg. annual premiumInfinity avg. annual premium
Teens$6,434$16,291
20s$2,457$5,588
30s$1,598$5,588
40s$1,590$4,077
50s$1,520$3,716
60s$1,414$3,365

Finances aside, MetLife and Infinity each carry pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonMetLifeInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMetLifeInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
3 out of 5
Not Rated out of 5
User Satisfaction

A

A+

Other ProductsMetLifeInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMetLifeInfinity
AboutMetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceMetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsMetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWhose insurance pays for an accident after running a stop sign?

I hit a woman in a Walmart parking lot. I was going straight down an aisle and she was going ...

Who is at fault if I opened my car door and it was hit by another driver?

I had just parked my car. I opened my door and another car pulled into the spot next to me, ...

Will a paraphernalia charge impact my auto insurance rate?

I received a ticket for possession of drug paraphernalia in February, but I was not in a vehicle at the ...

If I’m involved in an accident driving my grandmother’s car, will the damage be covered?

I was driving my grandmother’s car and am not listed as a driver on her MetLife insurance policy. Her car ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreMetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. Safe Auto MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. Nationwide Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

MetLife vs Infinity

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