The Zebra doesn't support your browser version, so please give us a call or upgrade your browser to the latest version.
Choosing an auto insurance company can be difficult: the rates each insurer offers can vary widely based on your driving record, age, and location, and companies offer an array of perks. MetLife and Safe Auto are two of the most popular insurance companies, providing competitively priced coverage across large portions of America.
To make insurance shopping seamless, we've gathered average policy rates from Safe Auto and MetLife. These cover myriad pricing factors, including credit rating, driving history, and age. Compare rates and find the right policy for you.
If you have very bad credit, MetLife could be the best option for you. On average, MetLife offers better rates than Safe Auto for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should favor MetLife, which typically beats Safe Auto by $628 annually. Check out average insurance rates by credit tier for Safe Auto and MetLife below.
|Credit score||MetLife avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,495||$3,799|
|Very Good (740-799)||$1,517||$1,937|
If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI offense on your résumé, MetLife could be a better choice than Safe Auto. Every auto insurance company prices its policies differently, so don't be afraid to shop around to understand which insurer is best for you.
|Citation||MetLife avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,598||$2,867|
|At-fault accident (damage > $1,000)||$1,679||$2,837|
Insurance companies rely on age as an estimator of risk, pricing policies accordingly. Car insurance is usually expensive for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose MetLife instead of Safe Auto: MetLife offers average yearly savings of $1,828, compared to Safe Auto.
|Age bracket||MetLife avg. annual premium||Safe Auto avg. annual premium|
Aside from finances, MetLife and Safe Auto each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||MetLife||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||MetLife||Safe Auto|
|JD Power Rankings|
|Other Products||MetLife||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||MetLife||Safe Auto|
|About||MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.||Safe Auto strives to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Whose insurance pays for an accident after running a stop sign?|
Who is at fault if I opened my car door and it was hit by another driver?
I hit a woman in a Walmart parking lot. I was going straight down an aisle and she was going ...
Will a paraphernalia charge impact my auto insurance rate?
I had just parked my car. I opened my door and another car pulled into the spot next to me, ...
If I’m involved in an accident driving my grandmother’s car, will the damage be covered?
I received a ticket for possession of drug paraphernalia in February, but I was not in a vehicle at the ...
See More Questions
I was driving my grandmother’s car and am not listed as a driver on her MetLife insurance policy. Her car ...
|Should I get full coverage from a less well-known insurer?|
Who is at-fault when parking spot stopper had bolts sticking out of it?
I recently wrecked my car, my fault, with only liability. I need to replace it and the collision place that ...
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...
Do car insurance companies share information?
My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...
See More Questions
My rate went up after I had an accident so I shopped around and found a better price with a ...
|Compare More||MetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farm Bureau Mutual MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. North Star Mutual MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. Nationwide Safe Auto vs. North Star Mutual Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...