Choosing an auto insurance company can be difficult: the rates each insurer offers can vary widely based on your driving record, age, and location, and companies offer an array of perks. MetLife and Safe Auto are two of the most popular insurance companies, providing competitively priced coverage across large portions of America.
To make insurance shopping seamless, we've gathered average policy rates from Safe Auto and MetLife. These cover myriad pricing factors, including credit rating, driving history, and age. Compare rates and find the right policy for you.
If you have very bad credit, MetLife could be the best option for you. On average, MetLife offers better rates than Safe Auto for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should favor MetLife, which typically beats Safe Auto by $628 annually. Check out average insurance rates by credit tier for Safe Auto and MetLife below.
|Credit score||MetLife avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,495||$3,799|
|Very Good (740-799)||$1,517||$1,937|
If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI offense on your résumé, MetLife could be a better choice than Safe Auto. Every auto insurance company prices its policies differently, so don't be afraid to shop around to understand which insurer is best for you.
|Citation||MetLife avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,598||$2,867|
|At-fault accident (damage > $1,000)||$1,679||$2,837|
Insurance companies rely on age as an estimator of risk, pricing policies accordingly. Car insurance is usually expensive for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose MetLife instead of Safe Auto: MetLife offers average yearly savings of $1,828, compared to Safe Auto.
|Age bracket||MetLife avg. annual premium||Safe Auto avg. annual premium|
Aside from finances, MetLife and Safe Auto each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||MetLife||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||MetLife||Safe Auto|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||MetLife||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||MetLife||Safe Auto|
|About||MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Whose insurance pays for an accident after running a stop sign?|
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|Compare More||MetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. Nationwide Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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