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Choosing an auto insurance company can be difficult: the rates each insurer offers can vary widely based on your driving record, age, and location, and companies offer an array of perks. MetLife and Safe Auto are two of the most popular insurance companies, providing competitively priced coverage across large portions of America.
To make insurance shopping seamless, we've gathered average policy rates from Safe Auto and MetLife. These cover myriad pricing factors, including credit rating, driving history, and age. Compare rates and find the right policy for you.
If you have very bad credit, MetLife could be the best option for you. On average, MetLife offers better rates than Safe Auto for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should favor MetLife, which typically beats Safe Auto by $628 annually. Check out average insurance rates by credit tier for Safe Auto and MetLife below.
|Credit score||MetLife avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,495||$3,799|
|Very Good (740-799)||$1,517||$1,937|
If you're saddled with an at-fault collision, speeding ticket, reckless driving citation, or DUI offense on your résumé, MetLife could be a better choice than Safe Auto. Every auto insurance company prices its policies differently, so don't be afraid to shop around to understand which insurer is best for you.
|Citation||MetLife avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,598||$2,867|
|At-fault accident (damage > $1,000)||$1,679||$2,837|
Insurance companies rely on age as an estimator of risk, pricing policies accordingly. Car insurance is usually expensive for teen drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets differently, it's wise to compare rates and find a suitable policy.
As a general rule, teen drivers should choose MetLife instead of Safe Auto: MetLife offers average yearly savings of $1,828, compared to Safe Auto.
|Age bracket||MetLife avg. annual premium||Safe Auto avg. annual premium|
Aside from finances, MetLife and Safe Auto each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.||At SafeAuto, we strive to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Whose insurance pays for an accident after running a stop sign?|
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|Compare More||MetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farm Bureau Mutual MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. North Star Mutual MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAA||SafeAuto vs. 21st Century SafeAuto vs. Allied SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. Mercury SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. Progressive SafeAuto vs. SAFECO SafeAuto vs. State Farm SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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