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|About||MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.||Titan, a subsidiary of Nationwide, no longer sells auto or commercial vehicle insurance. Prospective or current clients should contact Nationwide for additional information.|
|Roadside Assistance||MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.||24/7 roadside assistance is available through Titan as an optional coverage and includes towing, tire change, battery jump start, fuel delivery, lock-out service, and vehicle extrication.|
|Additional Discounts||MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.||Titan is a Nationwide affiliate and offers additional discounts for vehicles used for farm purposes as well as lower rates for driving experience under their "Mature Driver" discount.|
|Recent Questions||Whose insurance pays for an accident after running a stop sign?|
Who is at fault if I opened my car door and it was hit by another driver?
Unfortunately stop signs in parking lots are not the same as stop signs on the street when it comes to determining fault. Parking lot accidents are often difficult to assign fault for insurance companies so they may ultimately decide to cover only their own customer's damage by saying the that fault was 50/50 between the drivers.
Will a paraphernalia charge impact my auto insurance rate?
In situations where a car door is opened and subsequently hit, fault is generally with the person who opened the door. There are scenarios where both drivers may share liability and each situation is different, so it's difficult to say with any certainty where fault lies.
If I'm involved in an accident driving my grandmother's car, will the damage be covered?
Tickets that impact your auto insurance rate are generally moving violations, so you probably don't have to worry about this showing up on your driving report. The exception would be if your drivers license was suspended because of the ticket, but the suspension is what would impact your rate and not the ticket itself.
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Luckily, most insurance policies allow for permissive use drivers, so the damage you caused should be covered under your grandmother's policy as long as you aren't a full-time driver. Unfortunately, your grandmother's insurance rate is likely to increase after the claim since it will be considered an At Fault accident.
|Compare More||MetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farm Bureau Mutual MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. North Star Mutual MetLife vs. Progressive MetLife vs. SAFECO MetLife vs. Safe Auto MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Travelers MetLife vs. USAA||Titan vs. 21st Century Titan vs. Allied Titan vs. Allstate Titan vs. American Family Titan vs. Amica Mutual Insurance Titan vs. Auto Club (AAA) Titan vs. Erie Titan vs. Esurance Titan vs. Farmers Titan vs. Foremost Titan vs. GEICO Titan vs. Infinity Titan vs. Liberty Mutual Titan vs. Mercury Titan vs. Progressive Titan vs. SAFECO Titan vs. Safe Auto Titan vs. State Farm Titan vs. The General Titan vs. The Hartford Titan vs. Travelers Titan vs. USAA|
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