Metromile vs Esurance Car Insurance

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Metromile or Esurance:

Metromile and Esurance are among the top car insurance companies. Esurance is a popular option for easy-to-buy online auto insurance policies, while Metromile is gaining popularity on the strength of its innovative pay-per-mile approach. The two companies each provide an interesting take on the traditional auto insurance model, as each has been a relatively recent entrant to the industry: Esurance was founded in 1999, while Metromile started in 2011. Each company is regarded as one of today's industry-leaders — but which offers the discounts, coverage, and customer service that you need? Compare Esurance and Metromile before you make your decision. 

Discount ComparisonMetromileEsurance
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonMetromileEsurance
Financial Strength ExcellentSuperior
JD Power Rankings
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3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsMetromileEsurance
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Life Insurance
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Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesMetromileEsurance
AboutMetromile offers car insurance based on how much you drive. You pay a low base rate, plus pennies per mile. Pay-per-mile insurance brings fair rates to drivers who want the ability to control what they pay. Even though you’re paying less, you still receive coverage comparable to that of major insurers.From car insurance to homeowners, motorcycle, and renters coverage, Esurance will be there for you from quote to claim with lightning-fast claims and proven financial strength.
Roadside AssistanceMetromile offers roadside assistance as an additional add-on to your insurance policy. This is designed to cover things like flat tires, being locked out of your vehicle, and immovable vehicles.Esurance's Emergency Roadside Service will pay up to $75 towards roadside services including towing assistance, tire changes, gas, oil, and water delivery, battery service and lockout service. You may need to have comprehensive and collision coverage as a prerequisite to add this coverage to your policy.
Additional DiscountsMetromile's primary additional benefit is that it caters to low-mileage or occasional drivers. For this reason, Metromile is a perfect fit for city drivers.Esurance offers an additional discount for customers who have obtained emergency road assistance from a provider other than Esurance (such as AAA or the National Automobile Club).
Recent QuestionsBest insurance when I only drive to work
Because you're considered a low mileage driver and you live in Arizona, I would recommend getting a quote with Metromile. Metromile is a pay-as-you-go car insurance company which caters to low-mileage drivers.
See More Questions
Insurance increase due to increased cost of parts and labor?
There's a couple of things to look at here. First, parts and labor for BMWs are typically higher than other vehicles and are considered more expensive in general to maintain.
I got into an accident with my company's vehicle. Will this affect my personal auto insurance?
Any citations you are issued are a part of your personal driving record. However, unless you are planning to switch companies in the near future, it's unlikely your personal auto insurance company will find out about it.
If my Alabama registration tags expire, do I still have to carry insurance?
Alabama requires that registered vehicles must also be insured. If your registration tags expire and you want to renew them then you must have active auto insurance before the new tags will be issued.
What do I do if I am hit by another driver and they refuse to provide me their insurance information?
Regardless of the amount of damage caused in an accident, drivers should still exchange insurance information. Normally in the event that the police are called and a report is written the information of both drivers is documented, including insurance information.
See More Questions
Compare MoreMetromile vs. Auto Club (AAA) Metromile vs. GEICO Metromile vs. Progressive Metromile vs. Root Insurance Metromile vs. State FarmEsurance vs. 21st Century Esurance vs. Allied Esurance vs. Allstate Esurance vs. American Family Esurance vs. Amica Mutual Insurance Esurance vs. Auto Club (AAA) Esurance vs. Elephant Esurance vs. Erie Esurance vs. Farmers Esurance vs. Foremost Esurance vs. GEICO Esurance vs. Infinity Esurance vs. Liberty Mutual Esurance vs. Mercury Esurance vs. MetLife Esurance vs. Nationwide Esurance vs. Progressive Esurance vs. Safe Auto Esurance vs. Safeco Esurance vs. State Farm Esurance vs. The General Esurance vs. The Hartford Esurance vs. Titan Esurance vs. Travelers Esurance vs. USAA
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Metromile vs Esurance

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