Metromile vs GEICO
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Metromile or GEICO:
Which company is best for you?

Geico and Metromile are two of the most popular auto insurance options. Geico is one of America's best-established providers, while Metromile is a popular pay-per-mile car insurance option. Chances are you've seen Geico's famous TV ads, and heard about Metromile online as an innovative and disruptive force in the industry. Geico was founded in 1936, while Metromile is a relative newcomer, founded in 2011 in San Francisco. Both of these companies are highly regarded, but which offers the discounts, coverage, and customer service that matter most to you? See how they stack up.

Discount Comparison Metromile GEICO
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Metromile GEICO
Financial Strength Excellent Superior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

N/A

Other Products Metromile GEICO
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Metromile GEICO
About Metromile offers car insurance based on how much you drive. You pay a low base rate, plus pennies per mile. Pay-per-mile insurance brings fair rates to drivers who want the ability to control what they pay. Even though you’re paying less, you still receive coverage comparable to that of major insurers. Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.
Roadside Assistance Metromile offers roadside assistance as an additional add-on to your insurance policy. This is designed to cover things like flat tires, being locked out of your vehicle, and immovable vehicles. You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.
Additional Discounts Metromile's primary additional benefit is that it caters to low-mileage or occasional drivers. For this reason, Metromile is a perfect fit for city drivers. Geico offers an additional discount for vehicles with daytime running lights. Moreover, Geico also offers the policy feature of accident forgiveness.
Recent Questions Will Geico increase my rates if I file a windshield claim?

Not further question....

Statute of limitations to file a claim with Geico in Vermont

We have Geico for my truck in Vermont. We were going home and came around a bend and there were ...

Are some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

I have two not at-fault accidents

I have 1 and potentially another big claim on my insurance record, but they are both not at-fault. Last December ...

See More Questions
Compare More Metromile vs. Auto Club (AAA) Metromile vs. Esurance Metromile vs. Progressive Metromile vs. Root Metromile vs. State Farm GEICO vs. 21st Century GEICO vs. Allied GEICO vs. Allstate GEICO vs. American Family GEICO vs. Amica Mutual Insurance GEICO vs. Auto Club (AAA) GEICO vs. Elephant GEICO vs. Erie GEICO vs. Esurance GEICO vs. Farmers GEICO vs. Foremost GEICO vs. Infinity GEICO vs. Liberty Mutual GEICO vs. Mercury GEICO vs. MetLife GEICO vs. Nationwide GEICO vs. Progressive GEICO vs. Root GEICO vs. SAFECO GEICO vs. Safe Auto GEICO vs. State Farm GEICO vs. The General GEICO vs. The Hartford GEICO vs. Titan GEICO vs. Travelers GEICO vs. USAA
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Metromile vs GEICO

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