Metromile vs Root
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Metromile or Root:
Which usage-based insurance company is best?

Comparing Root and Metromile car insurance is tricky: both of these carriers provides usage-based auto insurance that caters to infrequent or occasional drivers. Root Car Insurance — based in Colombus, Ohio — is a relative newcomer to the insurance space, having been founded in 2016. Metromile, founded in California in 2011, is Root's predecessor. Both of these companies derive premiums from mileage totals and rely upon technology to complement their pricing strategies: Root uses a mobile app, while Metromile has a telematics discount option. Compare Metromile and Root to decide which of these next-wave auto insurance options is right for you. 

Discount Comparison Metromile Root
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Metromile Root
Financial Strength Excellent B++
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A

Other Products Metromile Root
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Metromile Root
About Metromile offers car insurance based on how much you drive. You pay a low base rate, plus pennies per mile. Pay-per-mile insurance brings fair rates to drivers who want the ability to control what they pay. Even though you’re paying less, you still receive coverage comparable to that of major insurers. Root Car Insurance offers "car insurance for the way you drive." Its usage-based pricing model uses data gathered via telematics devices to price premiums based on mileage and driving habits, rather then demographic information.
Roadside Assistance Metromile offers roadside assistance as an additional add-on to your insurance policy. This is designed to cover things like flat tires, being locked out of your vehicle, and immovable vehicles. Root Car Insurance offers roadside assistance with every policy.
Additional Discounts Metromile's primary additional benefit is that it caters to low-mileage or occasional drivers. For this reason, Metromile is a perfect fit for city drivers. Root Car Insurance provides usage-based discounts based on driving behavior and mileage.
Recent Questions
Compare More Metromile vs. Auto Club (AAA) Metromile vs. Esurance Metromile vs. GEICO Metromile vs. Progressive Metromile vs. State Farm Root vs. GEICO
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Additional Resources:

Metromile vs Root

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