Depending on what you're looking for in your next car insurance provider, either State Farm or Metromile could be a solid option. State Farm is a well-established veteran in the auto insurance industry, providing an array of discounts and coverage options. Metromile is a newcomer to the auto insurance marketplace, providing coverage options that cater to lower-mileage drivers. Metromile has been hailed as a disruptor, and many younger city-dwellers have flocked to its pay-per-mile model. State Farm, on the other hand, is one of America's longest-standing and largest insurance companies. State Farm boasts a "Superior" financial strength rating, a decent customer satisfaction rating, and nearly a century of experience serving American drivers. Compare the companies using our breakdown below before shopping for quotes.
|Discount Comparison||Metromile||State Farm|
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|Ratings Comparison||Metromile||State Farm|
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|Other Products||Metromile||State Farm|
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|Other Features||Metromile||State Farm|
|About||Metromile offers car insurance based on how much you drive. You pay a low base rate, plus pennies per mile. Pay-per-mile insurance brings fair rates to drivers who want the ability to control what they pay. Even though you’re paying less, you still receive coverage comparable to that of major insurers.||Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.|
|Roadside Assistance||Metromile offers roadside assistance as an additional add-on to your insurance policy. This is designed to cover things like flat tires, being locked out of your vehicle, and immovable vehicles.||State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.|
|Additional Discounts||Metromile's primary additional benefit is that it caters to low-mileage or occasional drivers. For this reason, Metromile is a perfect fit for city drivers.||State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.|
One deductible for two accidents?
Are some insurance providers better suited to my needs than others to get the best rate?
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Can my insurance agent list me as single even if I’m married?
I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...
What on my driving record is raising my car insurance premium
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See More Questions
I’m with State Farm. I have been since May 2012. I figured out my monthly cost is $68.21 for basic ...
|Compare More||Metromile vs. Auto Club (AAA) Metromile vs. Esurance Metromile vs. GEICO Metromile vs. Progressive||State Farm vs. 21st Century State Farm vs. Allied State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Infinity State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Nationwide State Farm vs. Progressive State Farm vs. SAFECO State Farm vs. Safe Auto State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAA|
|States Offered||California Illinois New Jersey Oregon Pennsylvania Virginia Washington||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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