How Much Does Auto Insurance Cost in Milwaukee?
Premiums in Milwaukee, which are 35% greater than Wisconsin's average, are known for being pricey. Therefore in Milwaukee, it is critical to save while insuring a vehicle. Keep some money in your pocket by following our tips and saving on auto insurance in Milwaukee.
AUTO INSURANCE PREMIUMS: MILWAUKEE VS. STATE/US AVERAGES
|City Average||State Average||National Average|
Milwaukee Auto Insurance After Accidents or Violations
Maintaining an untainted driving history is imperative if you want to keep the price of rates low. Typically, a DUI in Milwaukee will cost you 68% more in car insurance premiums versus the city average of $1,408. Reckless driving will also push your premiums up, with typical rates of $2,132! If you are found at-fault in an accident in Milwaukee, expect your annual car insurance premiums to increase by 57%.
AVERAGE MILWAUKEE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|At-fault Accident (damages less than $1,000)||$2,214|
|At-fault Accident (damages greater than $2,000)||$2,214|
|Speeding Ticket (16-20 mph over speed limit)||$1,786|
Milwaukee Car Insurance by Credit Rating
Improving your credit can save you a sizable amount of money. Those in the top credit tier (800-850) normally save 52% each year on premiums compared to those in the bottom tier (300-579). In terms of percent change, the most significant benefit of better credit comes from boosting from Very Good (740-799) to Exceptional (800-850), by which drivers can save around 17% per year.
MILWAUKEE AUTO INSURANCE RATES BY CREDIT TIER
|Credit Score||Average Rate|
Milwaukee Car Insurance by Gender and Marital Status
In Milwaukee, both marital status and gender have an effect on your car insurance rates. Rates for those who are widowed are slightly cheaper than rates for those who are single. Individuals who are married save roughly 8% per year on car insurance compared to those who are single or divorced. On average, males have premiums that are cheaper than those for females, but not by much.
MILWAUKEE CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
Milwaukee Car Insurance Premiums by Driver Age
The largest drop in premiums between any age group is from the teenage age range to the 20s, as drivers in Milwaukee start paying 72% less in premiums. In Milwaukee, turning 60 means an increase in car insurance premiums. Up until then, transitioning between age groups means decreasing prices. Looking across all age groups, drivers in their 50s have the smallest insurance rates. Their rates normally average $1,241/year. Car insurance premiums are highest for teenage drivers, with rates that average $7,101 per year.
MILWAUKEE CAR INSURANCE RATES BY AGE
What drives up car insurance rates in Milwaukee?
Where you live in Milwaukee affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Milwaukee is no exception to the rule. From zip code 53154 to 53206, premiums rise by 52 percent—that’s $585.
Expensive Milwaukee Zip Codes: 53212, 53204, 53203, 53205, 53206
Cheap Milwaukee Zip Codes: 53154, 53228, 53220, 53217, 53110
Milwaukee Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Milwaukee, you can expect 127 rainy days with an annual rainfall of 34.8 inches. Milwaukee is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Milwaukee Agents
Frank Medina Insurance Agency Inc
342 N Water St Milwaukee, WI 53202
Schueller-Harrington & Associates
735 N Water St #1128 Milwaukee, WI 53202
356 E. Rosedale Avenue Milwaukee, WI 53207
Robertson Ryan & Associates Inc
330 E Kilbourn Ave, Milwaukee, WI 53202
American Advantage Insurance Group Inc.
788 N Jefferson St, Ste 720 Milwaukee, WI 53202
Kilian Insurance Service
2526 W Green Tree Rd Milwaukee, WI 53209
GBG Insurance Agency
1930 N Dr Martin Luther King Dr Milwaukee, WI 53212
The House of Insurance
7431 W Coldspring Rd Milwaukee, WI 53220
Insurance Center of Milwaukee
3662 S Howell Avenue Milwaukee, WI 53207
Johnson Insurance Services, LLC
333 E. Wisconsin Ave Milwaukee, WI 53202
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Milwaukee Car Insurance
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