How Much Are Car Insurance Rates in Milwaukee?
Milwaukee premiums, which are 35% greater than the state average, are known for being pricey. Therefore in Milwaukee, it is critical to cut costs while insuring a vehicle. We've analyzed how auto insurance rates in Milwaukee compare to costs nationwide.
INSURANCE COSTS: MILWAUKEE VS. STATE/US MEAN
|City Average||State Average||National Average|
Milwaukee Auto Insurance by Gender and Marital Status
There are a variety of factors, including marital status and gender, that can have an effect on car insurance premiums in Milwaukee. However, females have premiums that are only a bit more costly than those for males. Rates for those who are widowed are slightly cheaper than rates for those who are single. Being single, as opposed to married, can cost you around 9% more per year.
MILWAUKEE AUTO INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
Milwaukee Auto Insurance by Credit Level
There is a difference of $1,325/year between car insurance premiums for those with Very Poor credit (300-579) and Exceptional credit (800-850). Drivers will see the biggest reduction in premiums when they raise their credit from Very Poor (300-579) to Fair (580-669). That change can save them $256 per year.
MILWAUKEE AUTO INSURANCE RATES BY CREDIT TIER
|Credit Quality||Average Auto Insurance Rate|
Milwaukee Car Insurance by Violation or Accident History
Do you realize the impact an accident or violation can have on your premiums? A DUI will increase your car insurance premiums more than other driving violations. Generally, a DUI in Milwaukee will cost you 68% more in car insurance premiums versus the city average of $1,408. Reckless driving will drive your rates up as well, with average rates of $2,132. That is 51% higher than the city average! $806 is what you can expect to add on to your annual insurance premium in Milwaukee if you have an at-fault accident on your driving record.
AVERAGE MILWAUKEE INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident/Violation||Average Insurance Rate|
|At-fault Accident (damages less than $1,000)||$2,214|
|At-fault Accident (damages greater than $2,000)||$2,214|
|Speeding Ticket (16-20 mph over speed limit)||$1,786|
Milwaukee Car Insurance by Age Bracket
In Milwaukee, drivers see the most significant reduction in premiums when they hit their 20s, as they pay an average of $5,111 less after moving out of the teenage age range. Premiums in Milwaukee continue to trend downward up until drivers turn 60. With typical car insurance payments of $7,101, teenage drivers have the largest premiums amongst all the age groups. Among all age groups, drivers in their 50s have the smallest car insurance premiums, with rates of $1,241/year.
MILWAUKEE CAR INSURANCE COSTS BY DRIVER AGE
What drives up car insurance rates in Milwaukee?
Where you live in Milwaukee affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Milwaukee is no exception to the rule. From zip code 53154 to 53206, premiums rise by 52 percent—that’s $585.
Expensive Milwaukee Zip Codes: 53212, 53204, 53203, 53205, 53206
Cheap Milwaukee Zip Codes: 53154, 53228, 53220, 53217, 53110
Milwaukee Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Milwaukee, you can expect 127 rainy days with an annual rainfall of 34.8 inches. Milwaukee is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Milwaukee Agents
American Advantage Insurance Group Inc.
788 N Jefferson St, Ste 720 Milwaukee, WI 53202
Schueller-Harrington & Associates
735 N Water St #1128 Milwaukee, WI 53202
The House of Insurance
7431 W Coldspring Rd Milwaukee, WI 53220
Kilian Insurance Service
2526 W Green Tree Rd Milwaukee, WI 53209
356 E. Rosedale Avenue Milwaukee, WI 53207
Frank Medina Insurance Agency Inc
342 N Water St Milwaukee, WI 53202
Robertson Ryan & Associates Inc
330 E Kilbourn Ave, Milwaukee, WI 53202
Insurance Center of Milwaukee
3662 S Howell Avenue Milwaukee, WI 53207
GBG Insurance Agency
1930 N Dr Martin Luther King Dr Milwaukee, WI 53212
Johnson Insurance Services, LLC
333 E. Wisconsin Ave Milwaukee, WI 53202
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