The average Minneapolitan's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 307 cups of coffee or $768 in savings

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Where you live in Minneapolis affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Minneapolis is no exception to the rule. From zip code 55437 to 55411, premiums rise by 43 percent—that’s $694.

Expensive Cheap
55487 55488 55454 55486 55411
55437 55438 55447 55446 55439

Be Prepared For

Driving in Minneapolis

Major Highways
I-394 I-94 I-35W
Public Transit
METRO Metro Transit Bus
Toll Roads
I-35W I-394 I-94
Popular Day Trips
Lake Minnetonka Taylors Fall Red Wing

Minneapolis Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Minneapolis, you can expect 117 rainy days with an annual rainfall of 30.6 inches. Minneapolis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Minneapolis

Find Local Minneapolis Agents

Dyste Williams Agency

6465 Wayzata Blvd, Ste 700 Minneapolis, MN 55426

Moreno Agency- Innovative Insurance Services

4748 Chicago Ave, STE 2 Minneapolis, MN 55407

Hays Companies

80 S 8th St, Ste 700 Minneapolis, MN 55402

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Saint Paul