What's the average cost of car insurance in Moreno Valley?
The average cost of auto insurance in Moreno Valley is $1,931 per year. That's more than the average in California ($1,868) and more expensive than the national average of $1,548. Our guide to car insurance in Moreno Valley — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history, and marital status. Read on for more information.
MORENO VALLEY AUTO INSURANCE RATES
|Moreno Valley Average (yearly)||California Average||National Average|
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Moreno Valley car insurance rates by provider
One of the most important determinants of your car insurance rates is the insurance company you work with. In Moreno Valley, GEICO provides the most affordable rates for the typical insurance customer. See below the best companies for cheap auto insurance in Moreno Valley — but don't forget to get personalized car insurance quotes to match your driving profile.
MORENO VALLEY CAR INSURANCE PREMIUMS BY COMPANY
|Insurance Company||Average Annual Rate|
Moreno Valley car insurance premiums by age
The age group that pays the least for car insurance in Moreno Valley are drivers in their age_60s ($1,714per year). Drivers in their age_50s pay marginally higher rates — $1,729 per year.
Teenage drivers pay Moreno Valley's most expensive insurance rates. When drivers hit their 20s in Moreno Valley and move out of the teenage age bracket, they reduce their premiums substantially. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Moreno Valley is $4,207. That's the biggest gap in premiums between any pair of age brackets.
MORENO VALLEY CAR INSURANCE RATES BY DRIVER AGE
|Age||Average Annual Rate|
Moreno Valley auto insurance costs by marital status and gender
Marital status and gender are contributing factors to car insurance rates in many cases. In Moreno Valley, married drivers pay $79 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Moreno Valley, widowed drivers pay less than those who are single.
Gender is another factor that can impact auto insurance costs. In Moreno Valley, female drivers pay $0 per year more than do male drivers for car insurance.
INSURANCE RATES IN MORENO VALLEY BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
Moreno Valley car insurance costs by incident history
No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Moreno Valley drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,356 per year versus the city average. A ticket for speeding results in a $792 rate hike, on average, while a DUI violation costs $3,267per year in insurance premiums.
MORENO VALLEY CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Violation/Incident||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,938|
|At-fault Accident (damages > $2,000)||$3,374|
|Speeding Ticket (16-20 mph over speed limit)||$2,723|
Moreno Valley auto insurance rates by credit score
A driver's credit level can be closely correlated with their auto insurance rates. Moreno Valley drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Moreno Valley, improving your credit to "Fair" could help you earn $0 in savings on insurance premiums each year.
MORENO VALLEY AUTO INSURANCE RATES BY CREDIT TIER
|Credit Tier||Average Annual Rate|