Murrieta Car Insurance

The Zebra
May 30, 2018

Car Insurance in Murrieta

Premiums in Murrieta are known for being economical. They are generally 6% less than California's average. Who doesn't like to save money? Check out some methods to save on car insurance in Murrieta.

  • City Average: $1,615
  • State Average: $1,713
  • National Average: $1,427

Murrieta Car Insurance by Age

The most significant drop in premiums between any age group is from the teenage age range to the 20s, as drivers in Murrieta start paying 61% less in premiums. While rates for drivers will continue to fall through their 60s, they should anticipate a change when they turn 70. When you look across all age groups, drivers in their 60s have the smallest payments. Their rates usually average $1,386. However, those in their 50s ($1,424) aren’t paying significantly more. Teenage drivers have the highest rates out of all the age groups, with car insurance payments of $6,032 on average.

  • Teenagers: $6,032
  • 20s: $2,361
  • 30s: $1,586
  • 40s: $1,536
  • 50s: $1,424
  • 60s: $1,386
  • 70s: $1,546

Murrieta Car Insurance by Accident or Violation History

Having a spotless driving record is vital if you want to keep your insurance rates minimal. Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. Typically, a DUI or reckless driving violation in Murrieta will cost you 185% more in car insurance premiums versus the city average ($1,615). Expect your yearly car insurance premiums to increase by 56% if you are found at-fault in an accident in Murrieta.

  • DUI: $4,605
  • Reckless Driving: $4,605
  • At-fault Accident (damages less than $1000): $2,516
  • At-fault Accident (damages greater than $2000): $2,516
  • Speeding Ticket (16-20 mph over speed limit): $2,184

Murrieta Car Insurance by Gender and Marital Status

Many driver traits, including marital status and gender, can have an effect on car insurance premiums in Murrieta. Being single can cost you an average of 4% more per year compared to being married. Rates for those who are widowed are moderately cheaper than rates for those who are single. Premiums are barely more expensive for women. Women generally pay $4 more than men every year for insurance.

  • Female: $1,619
  • Male: $1,615
  • Single: $1,615
  • Married: $1,546
  • Divorced: $1,615
  • Widowed: $1,552

* Credit score, while used in other states, is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance.

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