The average Nashvillian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 191 cups of coffee or $477 in savings

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Where you live in Nashville affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Nashville is no exception to the rule. From zip code 37215 to 37217, premiums rise by 6 percent—that’s $69.

Expensive Cheap
37216 37211 37209 37206 37217
37215 37220 37212 37240 37205

Be Prepared For

Driving in the Music City

Major Highways
I-40 I-24 I-65
Public Transit
MTA Bus MTA AccessRide
Popular Day Trips
Franklin Fall Creek Falls Lookout Mountain

Nashville Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Nashville, you can expect 119 rainy days with an annual rainfall of 47.3 inches. Nashville is also known to experience thunderstorms and tornadoes. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Nashville

Find Local Nashville Agents

H Q Insurance

2451 Atrium Way Nashville, TN 37214

Parker & Watts Insurance

4825 Trousdale Dr Ste 224 Nashville, TN 37220

Zander Insurance Group

212 Oceola Ave Nashville, TN 37209

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