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Choosing a car insurance company can be tricky: rates can fluctuate based on your driving record, age, and location, and every company's discounts vary. Nationwide and 21st Century are two of the most popular car insurance companies, selling affordable policies across most of America.
In an effort to simplify the insurance-shopping process, we have gathered average premiums from 21st Century and Nationwide. The below rates cover a variety of pricing factors, including credit rating, driving record, and age. Check out the below rates and find the right policy for you.
If you have very poor credit, 21st Century could be preferable to Nationwide. Typically, 21st Century offers lower rates than Nationwide for prospective clients with credit scores of 579 or less. Drivers with outstanding credit — a score of 800 or better — should opt for Nationwide, which typically beats 21st Century by $326 per year. Check out common insurance rates by credit score for 21st Century and Nationwide below.
|Credit level||Nationwide avg. annual premium||21st Century avg. annual premium|
|Very Poor (300-579)||$1,593||$1,363|
|Very Good (740-799)||$1,109||$1,363|
If you've got an at-fault collision, speeding ticket, reckless driving citation, or DUI in your rear view mirror, Nationwide could be a better choice than 21st Century. Every auto insurance company prices policies differently after a violation, so it's worth comparing quotes to understand which insurer is best for you.
|Infraction||Nationwide avg. annual premium||21st Century avg. annual premium|
|At-fault accident (damage < $1,000)||$1,836||$2,440|
|At-fault accident (damage > $1,000)||$1,475||$1,273|
Insurance companies rely on a driver's age as an estimator of risk, assigning rates accordingly. Car insurance is usually more expensive for beginning and young drivers — because of their inexperience — and more affordable for drivers aged 25 or older. Because each insurance company prices age brackets differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Nationwide over 21st Century: Nationwide offers average yearly savings of $1,609, compared to 21st Century.
|Age||Nationwide avg. annual premium||21st Century avg. annual premium|
Finances aside, Nationwide and 21st Century both have pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||Nationwide||21st Century|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Nationwide||21st Century|
|JD Power Rankings||4 out of 5||3 out of 5|
|Other Products||Nationwide||21st Century|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Nationwide||21st Century|
|About||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.||21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.|
|Roadside Assistance||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.||21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.|
|Additional Discounts||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.||21st Century offers an additional discount for seniors in select states.|
|Recent Questions||What’s the ADOT code for Nationwide|
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|Compare More||Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Root Nationwide vs. SAFECO Nationwide vs. SafeAuto Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA||21st Century vs. Allied 21st Century vs. Allstate 21st Century vs. American Family 21st Century vs. Amica Mutual Insurance 21st Century vs. Auto Club (AAA) 21st Century vs. Erie 21st Century vs. Esurance 21st Century vs. Farm Bureau Mutual 21st Century vs. Farmers 21st Century vs. Foremost 21st Century vs. GEICO 21st Century vs. Infinity 21st Century vs. Liberty Mutual 21st Century vs. Mercury 21st Century vs. MetLife 21st Century vs. North Star Mutual 21st Century vs. Progressive 21st Century vs. SAFECO 21st Century vs. SafeAuto 21st Century vs. State Farm 21st Century vs. The General 21st Century vs. The Hartford 21st Century vs. Titan 21st Century vs. Travelers 21st Century vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||California|
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