Choosing a car insurance company is sometimes difficult: rates vary based on your driving record, location, and age, and companies offer an array of perks. Nationwide and Mercury are among the US' most popular insurance companies, selling affordable coverage across large portions of America.
To take the sting out of shopping for car insurance, we gathered average rates from Mercury and Nationwide. The below cover a variety of pricing components, including credit rating, driving infractions, and age. Check out the below rates and find the perfect policy for you.
If you have very poor credit, Mercury could be preferable to Nationwide. On average, Mercury offers better premiums than Nationwide for drivers with credit scores of less than 580. Drivers with excellent credit — a score of 800-plus — should opt for Nationwide, which typically beats Mercury by $78 per year. View average insurance costs by credit score for Mercury and Nationwide below.
|Credit level||Nationwide avg. annual premium||Mercury avg. annual premium|
|Very Poor (300-579)||$1,593||$1,115|
|Very Good (740-799)||$1,109||$1,115|
If you are saddled with an at-fault accident, ticket, reckless driving citation, or DUI on your record, Mercury could be a better choice than Nationwide. Every insurer has different post-violation pricing structures, so it's worth comparing quotes to find out which insurer is best for you.
|Infraction||Nationwide avg. annual premium||Mercury avg. annual premium|
|At-fault accident (damage < $1,000)||$1,836||$1,822|
|At-fault accident (damage > $1,000)||$1,475||$1,125|
Insurers use a driver's age to indicate risk, assigning rates accordingly. A car insurance policy is often priciest for teens — due to their inexperience — and relatively affordable for older drivers. Because every car insurance company rates age brackets differently, it's a smart move to shop around.
As a general rule, teen drivers should choose Mercury over Nationwide: the former's average annual rates are $207 less than the latter's..
|Age tier||Nationwide avg. annual premium||Mercury avg. annual premium|
Aside from affordability, Nationwide and Mercury come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||4 out of 5||2 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.||Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.|
|Roadside Assistance||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.||Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.|
|Additional Discounts||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!|
|Recent Questions||What’s the ADOT code for Nationwide|
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|Compare More||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. MetLife Nationwide vs. Progressive Nationwide vs. Root Nationwide vs. SAFECO Nationwide vs. Safe Auto Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA||Mercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Progressive Mercury vs. SAFECO Mercury vs. Safe Auto Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia|
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