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Choosing an auto insurance company is complex: rates can fluctuate based on your location, vehicle, and driving record, and companies offer an array of perks. Nationwide and Safe Auto are two of the US' top insurance companies, providing competitively priced policies across large portions of America.
To make insurance shopping seamless, we've pulled typical insurance rates from Safe Auto and Nationwide. The below cover myriad rating factors, including credit score, driving history, and age. Take a look at these rates and find your next car insurance policy today.
If you have very poor credit, Nationwide could be a better option for you. On average, Nationwide offers more affordable rates than Safe Auto for prospective clients with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or higher — should opt for Nationwide, which typically beats Safe Auto by $884 per year. View average insurance rates by credit score for Safe Auto and Nationwide:
|Credit level||Nationwide avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$1,593||$3,799|
|Very Good (740-799)||$1,109||$1,937|
If you've got an at-fault accident, speeding ticket, reckless driving violation, or DWI on your driving résumé, Nationwide could be a better choice than Safe Auto. Every auto insurance company will handle driving offenses differently, so it's worth comparing quotes to understand which insurer is best for you.
|Violation||Nationwide avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$1,836||$2,867|
|At-fault accident (damage > $1,000)||$1,475||$2,837|
Auto insurance companies use a driver's age as an estimator of risk, assigning rates accordingly. Car insurance is often most expensive for teens — because of their inexperience — and most affordable for older drivers. Because each insurance company prices age brackets differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Nationwide over Safe Auto: Nationwide offers average yearly savings of $4,638 versusSafe Auto.
|Age tier||Nationwide avg. annual premium||Safe Auto avg. annual premium|
Finances aside, Nationwide and Safe Auto each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||Nationwide||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Nationwide||Safe Auto|
|JD Power Rankings|
|Other Products||Nationwide||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Nationwide||Safe Auto|
|About||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.||Safe Auto strives to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Compare More||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Root Nationwide vs. SAFECO Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. North Star Mutual Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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