Picking a car insurance company is sometimes difficult: rates fluctuate based on your driving history, location, and age, and every company's discounts differ. Nationwide and SAFECO are two of the US' most popular insurance companies, providing competitively priced coverage across large portions of America.
In an effort to simplify the comparison process, we gathered average premiums from SAFECO and Nationwide. These take into account a variety of rating factors, including credit rating, driving infractions, and age. Examine these rates and find the perfect policy for you.
If you have very bad credit, Nationwide could be the best option for you. Typically, Nationwide offers cheaper prices than SAFECO for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or higher — should favor Nationwide, which typically beats SAFECO by $618 per year. View average insurance costs by credit tier for SAFECO and Nationwide below.
|Credit level||Nationwide avg. annual premium||SAFECO avg. annual premium|
|Very Poor (300-579)||$1,593||$5,308|
|Very Good (740-799)||$1,109||$1,871|
If you're saddled with an at-fault crash, speeding ticket, reckless driving violation, or DWI on your résumé, Nationwide could be a better choice than SAFECO. Every insurance company has different post-violation pricing structures, so don't hesitate to shop around to find out which insurance company suits you.
|Citation||Nationwide avg. annual premium||SAFECO avg. annual premium|
|At-fault accident (damage < $1,000)||$1,836||$2,546|
|At-fault accident (damage > $1,000)||$1,475||$1,969|
Insurance companies use age as an estimator of risk, assigning rates on a sliding scale. An auto insurance policy is typically most expensive for drivers younger than 25 — due to their increased odds of being involved in an accident — and relatively affordable for drivers aged 25 or older. Because every auto insurance company rates age tiers in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Nationwide before SAFECO: Nationwide offers average yearly savings of $4,141 versusSAFECO.
|Age bracket||Nationwide avg. annual premium||SAFECO avg. annual premium|
Aside from finances, Nationwide and SAFECO come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||4 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.||At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most. When you have a claim, we take care of it. It’s that simple. We’re backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. Trust Safeco with your auto investment, today!|
|Roadside Assistance||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.|
|Additional Discounts||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.|
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|Compare More||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Progressive Nationwide vs. Root Nationwide vs. Safe Auto Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA||SAFECO vs. 21st Century SAFECO vs. Allied SAFECO vs. Allstate SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Farm Bureau Mutual SAFECO vs. Farmers SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. North Star Mutual SAFECO vs. Progressive SAFECO vs. Safe Auto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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