Temporary Car Insurance in Nebraska

The Zebra
Jan. 18, 2019

If you are looking for some flexibility as far as your car insurance is concerned, you might be interested in a temporary car insurance policy. But short-term auto insurance contracts are rare for several different reasons.

For one, large insurance companies don't tend to offer policies for periods shorter than six months. As car insurance is required by law in most places in the US, swapping policies often can be risky. Additionally, you risk having gaps in your car insurance history by swapping policies with frequency, leading to higher rates down the road.

Thankfully, car insurance contracts usually last for only half of a year. This quick turnaround allows auto insurance companies to re-rate — or recalculate — your premiums based on your recent driving record and demographic profile.


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Short-term car insurance in Nebraska

TEMPORARY CAR INSURANCE RATES IN NEBRASKA — BY INSURER
Insurance CompanyAverage 6-Month RateAverage Monthly Rate
Nebraska State Average — All Companies$592$99
State Farm$495$83
Nationwide$543$91
Allied$547$91
Farmers Mutual of Nebraska$582$97
American Family$638$106

The cheapest option for temporary auto insurance in Nebraska is State Farm, which can save you $8 per month, compared to the next-best option, Nationwide. In Nebraska, the average monthly cost of auto insurance is $99, or $592 over a six-month contract.

Where you drive can have as great an effect on your car insurance rates as the insurance company you choose. Auto insurers consider the density and likelihood of a claim being filed when assigning prices by ZIP. Take a look at insurance prices in the largest Nebraska cities and compare the amount you pay.


SHORT-TERM CAR INSURANCE RATES IN NEBRASKA — BY CITY
Insurance CompanyAverage 6-Month RateAverage Monthly Rate
Omaha$623$104
Lincoln$542$90
Bellevue$584$97
Grand Island$574$97
Kearney$606$101

If your rates don't match those listed above, think about shopping around. The temporary nature of an auto insurance agreement adds to the importance of remaining informed and willing to shop.

Learn more about temporary auto insurance or use The Zebra to compare policies today.


Additional resources

Learn more about weekend-only car insurance.

Is it possible to get car insurance with no credit history?

Find cheap auto insurance for new drivers.

Check out the best car insurance options for teen drivers.