Car Insurance for Good Drivers in Nevada

The Zebra
July 15, 2019

Car insurance for good drivers in Nevada

Many of the factors contributing to car insurance rates are out of your control: your gender, age, and location are important rating factors over which you don’t have much say. There are, however, factors you can more easily alter in pursuit of low premiums.

If you're looking for affordable car insurance, consider keeping your driving record squeaky clean, your credit score solid, and your monthly driving mileage low. Auto insurance companies provide premium price cuts to low-risk clients. Exhibiting as little risk as possible behind the wheel — and in everyday life — can result in more affordable rates.

See below rates from top companies for low-risk drivers in Nevada.

Car insurance for citation-free drivers in Nevada

One of the best ways to ensure you pay less for car insurance is to maintain a good driving record. Auto insurance companies see safe drivers as less risky customers, in turn charging them less. Staying on the good side of the law is a great way to cut your costs.

If you're citation-free, start your search for insurance with USAA, with average annual premiums totaling $1,389. That totals $-105less than the average car insurance rate for drivers without driving violations in Nevada.

CHEAP CAR INSURANCE COMPANIES FOR DRIVERS WITHOUT VIOLATIONS IN NEVADA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$1,389
Capital Insurance Group$1,493
Oregon Mutual$1,539
Allied$1,581
State Farm$1,699
GEICO$1,725
Progressive$1,782
Nationwide$1,862

Auto insurance rates for drivers with above-average credit scores in Nevada

Car insurance companies reward clients who maintain a solid credit history. If your credit history is solid, you could earn a price break on your next insurance policy.

If your credit score sits within the "good" tier, your best auto insurance option in Nevada could be USAA, offering an average annual rate of $1,389. If your credit score is in the “excellent” range, Capital Insurance Group could be a good company with which to start your search. Capital Insurance Group's prices for clients who have "excellent" credit average are $555 per year less than the average car insurance rate for drivers with excellent credit in Nevada.

Find below a breakdown of auto insurance rates in Nevada for drivers with good, very good, and excellent credit scores.

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH GOOD CREDIT IN NEVADA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$1,389
Capital Insurance Group$1,493
Oregon Mutual$1,539
Allied$1,581
State Farm$1,699
GEICO$1,725
Progressive$1,782
Nationwide$1,862

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH VERY GOOD CREDIT IN NEVADA
Insurance CompanyAvg. Annual Auto Insurance Rate
Capital Insurance Group$1,255
Oregon Mutual$1,290
USAA$1,299
Allied$1,490
State Farm$1,527
Progressive$1,553
GEICO$1,615
Metropolitan$1,676

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH EXCELLENT CREDIT IN NEVADA
Insurance CompanyAvg. Annual Auto Insurance Rate
Capital Insurance Group$920
Oregon Mutual$1,067
USAA$1,215
Progressive$1,343
State Farm$1,377
Allied$1,389
Metropolitan$1,405
GEICO$1,517

Compare rates from top companies!

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Car insurance for low-mileage drivers in Nevada

The fewer miles you drive, the less likely you are to file an insurance claim. That’s the logic auto insurance companies use to charge infrequent drivers lower premiums. If you don't exceed the threshold of 7,500 miles per year, you could save some money on auto insurance each month. Exactly how much you can save by driving fewer miles comes down to your insurance company's pricing practices.

If you're a Nevada resident who drives less than 7,500 miles per year, consider USAA, which offers average annual savings of $50 for low-mileage clients.

AFFORDABLE CAR INSURANCE COMPANIES FOR LOW-MILEAGE DRIVERS (<7,500 MILES/YEAR) IN NEVADA
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$1,234
Capital Insurance Group$1,493
State Farm$1,523
GEICO$1,535
Oregon Mutual$1,539
Allied$1,581
Progressive$1,782
Nationwide$1,862

Start your search today — compare rates now!

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Insurance rates for good drivers in Nevada — by city

Car insurance rates don't depend only on the state in which a driver resides — their city and ZIP code matter, too. Insurance companies rate policies by the driver’s home ZIP code, adjusting premiums for the risk levels associated with various regions.

Find below a breakdown of auto insurance rates for drivers with positive rating factors in the biggest cities in every state.

CityAvg. Rate — No IncidentsAvg. Rate — Good CreditAvg. Rate — Very Good CreditAvg. Rate — Excellent CreditAvg. Rate — Low Mileage
Reno$1,609$1,609$1,469$1,335$1,416
Henderson$1,970$1,970$1,792$1,627$1,716
North Las Vegas$2,094$2,094$1,903$1,727$1,790
Las Vegas$2,224$2,224$2,020$1,832$1,891
Paradise$2,233$2,233$2,029$1,841$1,925

Find an affordable policy today!

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