Across the Land of Enchantment, there are 142,940 miles of road just waiting to be driven. We’ll get you prepped, then you take the wheel.
Liability coverage is legally required in New Mexico and pays for injury and lost wages that you cause to another driver or their passengers as well as damage to the other driver’s vehicle in the event that you are considered “at fault” in an accident. The coverage limits are determined by each individual state and normally split into three categories. In New Mexico, the minimum is listed as 25/50/10 and explained below:
$25,000 bodily injury coverage per person. This is the maximum dollar amount that pays for a single person that you injure in an auto accident.
$50,000 bodily injury coverage per accident. This is the maximum dollar amount that pays for all injuries that you cause in an accident if more than one person is hurt.
$10,000 property damage per accident. This is the maximum dollar amount that pays for damage that you cause in an accident.
These numbers reflect the minimum limits required in New Mexico but higher coverage amounts are available with most companies.
While laws are rapidly changing, many states do not accept digital insurance cards including New Mexico. This means you will need a physical insurance card to provide valid proof-of-coverage when necessary.
|Rank||City||Avg. Annual Premium|
If I started a claim with my insurance company but later decided to settle out of pocket with the other driver, will my rate still be impacted?
My son was involved in an accident and cited for failing to yield while making a left hand turn; the ...
Will my rate go up for filing a claim even if I have accident forgiveness?
I hit a barrier in a parking garage and damaged my car. My deductible is $500 and the damage will ...
If a friend’s car was keyed while at my house for a party, will he be able to file a claim?
A friend of mine had their car keyed while they were at my birthday party last week. I’m willing to ...
Is there a time of year that is cheapest to buy insurance?
I know that certain things are cheaper depending on the time of year, like tv’s and appliances, but is there ...
Driving with a blood alcohol content higher than the number above will put you at risk of being arrested for driving under the influence. If arrested you’ll face harsh consequences and may face varying degrees of jail time, fines, driver’s license suspensions, and reinstatement requirements.If convicted of a DUI, you can expect the financial obligations to extend beyond the DUI ticket to court costs, attorney fees, higher insurance rates, and potentially the installation of a Ignition Interlock Device to serve as a breathalyzer test each time you start your vehicle.
|Rank||Company Name||Avg. Annual Premium|
|4||Farm Bureau Mutual||$1,190|
At The Zebra, we know better than most just what a pain buying car insurance can be. We also know that students suffer from higher-than-average policy rates. Talk about a double-whammy. That’s why, this year, we’ve decided to continue The Zebra’s annual scholarship with the goal of helping to alleviate the financial pressures of college-bound students in the New Mexico area, while also getting an insider view of the Land of Enchantment.
So, New Mexico students, we want to see your favorite road trip destination(s) in your state— from your unique perspective. If it makes sense to hit the open road and be our virtual tour guide, that’s great! But there are no limits to what we’re looking for: a narrated animation, a slideshow of memorabilia, an illustrated map of the best roadside attractions on the way. This is a chance for you to showcase any place you love in as an original way as possible.
Applicants must be currently enrolled at or planning to attend a four-year university, graduate program, community college, or trade school located in the continental United States. Upon notification, winner(s) must supply a current proof of enrollment or letter of acceptance.