New York Car Insurance
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What drives up car insurance rates in New York?
Where you live in New York affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately New York is no exception to the rule. From zip code 10004 to 11212, premiums rise by 94 percent—that’s $2041.
Expensive New York Zip Codes: 11208, 11203, 11236, 11233, 11212
Cheap New York Zip Codes: 10004, 10280, 10001, 10003, 10007
New York Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In New York, you can expect 122 rainy days with an annual rainfall of 49.9 inches. New York is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Be Prepared For
Driving in NYC
Major HighwaysI-87 I-78 I-95
Toll RoadsRobert F. Kennedy Bridge Gov. Thomas E. Dewey Thruway Marine Parkway - Gill Hodges Memorial Bridge
Find Local New York Agents
Kenneth Bieber Inc
370 Lexington Ave New York, NY 10017
Argyle Insurance Agency, LLC
71 West 47th Street, Suite#1002 New York, NY 10036
Marchetti & Sabatelli Associates, Inc.
9201 4th Ave, 2nd Floor Brooklyn, NY 11209
The Magrino Agency
9729 4th Ave Ste A Brooklyn, NY 11209
Campbell Solberg Associates, Inc.
110 William St New York, NY 10038
Not sure about New York
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The average New Yorker's annual cost of coverage
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New York Car Insurance
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