The average New Yorker's annual cost of coverage
Our customer's average savings after comparing insurance
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WHAT DRIVES UP CAR INSURANCE RATES IN New York
Where you live in New York affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, New York is no exception to the rule. From zip code 10004 to 11212, premiums rise by 94 percent—that’s $2041.
Expensive Zip Codes11208 11203 11236 11233 11212
Cheap Zip Codes10004 10280 10001 10003 10007
Be Prepared For
Driving in NYC
Major HighwaysI-87 I-78 I-95
Toll RoadsRobert F. Kennedy Bridge Gov. Thomas E. Dewey Thruway Marine Parkway - Gill Hodges Memorial Bridge
New York Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In New York, you can expect 122 rainy days with an annual rainfall of 49.9 inches. New York is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local New York Agents
Argyle Insurance Agency, LLC
71 West 47th Street, Suite#1002 New York, NY 10036
Marchetti & Sabatelli Associates, Inc.
9201 4th Ave, 2nd Floor Brooklyn, NY 11209
Campbell Solberg Associates, Inc.
110 William St New York, NY 10038
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