Newport News Car Insurance

The Zebra
May 30, 2018

Car Insurance in Newport News

With premiums within $18 of the state average, Newport News has rates that are relatively similar to the state. Who doesn't like to save money? Check out some tips about how to save on car insurance in Newport News.

  • City Average: $919
  • State Average: $901
  • National Average: $1,427

Newport News Car Insurance by Credit Rating

For individuals with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums nearly double. Drivers will see the biggest percent decrease in premiums when they raise their credit from Very Poor (300-579) to Fair (580-669). That change can save them 18% per year.

  • Very Poor: $1,655
  • Fair: $1,360
  • Good: $1,137
  • Very Good: $962
  • Exceptional: $844

Newport News Car Insurance by Accident or Violation History

Do you know the impact an accident or violation can have on your prices on car insurance? Even among safe drivers, accidents happen, so be prepared and learn the effect one can have on your rates. In Newport News, those who are found at-fault in an accident end up paying $468 more per year to insure their vehicle. Speeding 16-20mph over the speed limit can drive up your prices. Drivers with a speeding ticket on their driving record pay, on average, 18% more per year.

  • DUI: $1,304
  • Reckless Driving: $1,604
  • At-fault Accident (damages less than $1000): $1,387
  • At-fault Accident (damages greater than $2000): $1,387
  • Speeding Ticket (16-20 mph over speed limit): $1,088

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Newport News Car Insurance by Age

Teenage drivers have the highest rates amongst all the age groups. They pay around $3,434 on car insurance premiums. The most significant reduction in premiums for Newport News drivers happens when they reach their 20s. Once out of the teenage age range, drivers pay 63% less in premiums. Premiums in Newport News continue to trend downward up until drivers hit 60. Looking across all age groups, drivers in their 50s tend to have the smallest premiums. Their rates normally average $792/year.

  • Teenagers: $3,434
  • 20s: $1,281
  • 30s: $899
  • 40s: $861
  • 50s: $792
  • 60s: $832
  • 70s: $1,073

Newport News Car Insurance by Gender and Marital Status

There are quite a few factors, including marital status and gender, that have an effect on car insurance premiums in Newport News. However, premiums for women are typically only a little more pricey than for men. In your city, marital status actually has a substantial impact on premiums. Being single can cost you roughly 11% more per year compared to being married. Rates for those who are widowed are also way cheaper than rates for those who are single.

  • Female: $922
  • Male: $919
  • Single: $919
  • Married: $830
  • Divorced: $919
  • Widowed: $865