How Much Does Auto Insurance Cost in North Las Vegas?


Premiums in Nevada, which are 26% higher than the national average, are known for being pricey. Premiums run even higher in the city, so understanding premium costs while insuring a vehicle in North Las Vegas is especially imperative. We've analyzed how car insurance rates in North Las Vegas compare to costs nationwide.


INSURANCE COSTS: NORTH LAS VEGAS VS. US/STATE AVERAGES
City AverageState AverageNational Average
$2,344$1,802$1,427


North Las Vegas Auto Insurance by Gender and Marital Status


Both marital status and gender have an effect on your car insurance premiums in North Las Vegas. Females have premiums that are roughly 7% more costly than those for males. Being married can save you approximately 6% per year compared to being single. Rates for those who are widowed or divorced are a hair more expensive than rates for those who are single.


NORTH LAS VEGAS CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Rate
Female$2,510
Male$2,344
Single$2,344
Married$2,192
Divorced$2,352
Widowed$2,377


North Las Vegas Car Insurance by Credit Score


Drivers with Exceptional credit (800-850) typically pay $3,757 less every year on premiums than those with Very Poor credit (300-579). Drivers will see the biggest drop in premiums when they boost their credit from Very Poor (300-579) to Fair (580-669). That change can save them $1,439 per year.


NORTH LAS VEGAS CAR INSURANCE RATES BY CREDIT TIER
Credit LevelAverage Car Insurance Rate
Very Poor$5,680
Fair$4,241
Good$3,259
Very Good$2,524
Exceptional$1,923


North Las Vegas Car Insurance by Violation or Accident History


Accidents and violations on your driving record can cost you in terms of prices on car insurance. $1,468 is the extra cost per year for drivers with a DUI in North Las Vegas, compared to the city average of $2,344. Reckless driving will drive your premiums up as well, with average rates of $3,606! Even among safe drivers, accidents happen, so be prepared and learn the effect one can have on your rates. In North Las Vegas, those who are found at-fault in an accident spend $1,262 more per year to insure their vehicle.


AVERAGE NORTH LAS VEGAS INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Insurance Rate
DUI$3,812
Reckless Driving$3,606
At-fault Accident (damages less than $1,000)$3,606
At-fault Accident (damages greater than $2,000)$3,606
Speeding Ticket (16-20 mph over speed limit)$2,949


North Las Vegas Car Insurance Rates by Driver Age

When drivers reach their 20s in North Las Vegas, therefore moving out of the teenage age range, they can save 69% annually. It is the biggest difference between any age group. Turning 60 causes a rise in rates, but up until that age drivers can expect premium reductions when they move between age groups. Teenage drivers have the highest rates amongst all the age groups. They pay around $10,358 per year on car insurance premiums. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest payments among any age group, with rates of $2,169 per year. However, people in their 60s ($2,208) have premiums that aren't much higher.


NORTH LAS VEGAS CAR INSURANCE RATES BY DRIVER AGE
AgeAverage Rate
Teenagers$10,358
20s$3,209
30s$2,318
40s$2,282
50s$2,169
60s$2,208
70s$2,755


What drives up car insurance rates in North Las Vegas?

Where you live in North Las Vegas affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately North Las Vegas is no exception to the rule. From zip code 89040 to 89087, premiums rise by 24 percent—that’s $329.

Expensive North Las Vegas Zip Codes: 89081, 89085, 89087

Cheap North Las Vegas Zip Codes: 89040, 89086, 89084

North Las Vegas Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In North Las Vegas, you can expect 22 rainy days with an annual rainfall of 4 inches. North Las Vegas is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

22

Rainy Days a Year

4"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in North Las Vegas

2
Major Highways
I-15 Las Vegas Boulevard CC 215
2
Public Transit
RTC Bus

Find Local North Las Vegas Agents

Harley E Harmon Insurance Agency Inc

4455 S Pecos Rd, Ste A Las Vegas, NV 89121

Nevada Auto Insurance

1953 N Decatur Blvd Las Vegas, NV 89108

Harris Insurance Services, Inc.

3480 W Hacienda Ave Las Vegas, NV 89118

Milton E. Doyle

8860 S Maryland Pkwy Las Vegas, NV 89123

Branch Benefits Consultants

2480 North Decatur Las Vegas, NV 89108

AMS Insurance

9960 W Cheyenne Ave Ste 240 Las Vegas, NV 89129

Jack Wall Insurance

3801 Vegas Dr Las Vegas, NV 89108

Martial, Inc. dba AmeriSent Insurance

6070 S Eastern Ave Ste 400 Las Vegas, NV 89119

Nevada Life Services

4850 W. Sunset Road Las Vegas, NV 89118

Western Pacific Insurance LLC

3145 Warm Springs Rd #100 Las Vegas, NV 89120

Insurance Designs Corporation

1880 E Warm Springs Road #140 Las Vegas, NV 89119

Wadsworth Insurance, LLC

8565 S Eastern Ave Las Vegas, NV 89123

Allen Empire Agency

4894 Lone Mountain Ave., Suite 178 Las Vegas, NV 89130

Public Auto Risks, Inc.

6260 McLeod Dr., Ste 100 Las Vegas, NV 89120

Valley Insurance Group, LLC

9455 W Russell Rd #130 Las Vegas, NV 89148

Makro Enterprises Inc. dba Managed Pay Insurance

6410 S Eastern Ave Las Vegas, NV 89119

Assurance Ltd

5740 S Arville, Ste 204 Las Vegas, NV 89118

Your Insurance Agent

3161 E. Warm Springs Rd. #400 Las Vegas, NV 89120

Wild Wild West Insurance

3221 W. Oakey Blvd Las Vegas, NV 89102

Alpine Insurance Associates

5858 South Pecos Road #I300 Las Vegas, NV 89120

Wood & Associates, Inc.

11250 Revelry Dr Las Vegas, NV 89138

Guardian Brokers

9139 W Russell Rd Las Vegas, NV 89148

Direct Point Insurance, Inc.

3017 W Charleston Blvd #20 Las Vegas, NV 89102

Transpo Insurance, LLC

6260 McLeod Dr Ste 100 Las Vegas, NV 89120

Nevada West Business Insurance Services

4175 S. Riley St. Las Vegas, NV 89147

Byrd Insurance, Inc.

4935 Geist Ave Las Vegas, NV 89115

Brown & Brown Insurance of Nevada, Inc.

975 Kelly Johnson Dr #100 Las Vegas, NV 89119

Osorio and Family, LLC dba Citywide Insurance

3421 E Tropicana Ave Las Vegas, NV 89121

Cragin & Pike Inc

2603 W Charleston Blvd Las Vegas, NV 89102

GLB Insurance Group of Nevada

4455 S. Pecos Road Las Vegas, NV 89121

See All

Not sure about North Las Vegas

Check out these other Nevada cities...

Las Vegas

Henderson

Reno

2

$1,723

The average North Las Vegas resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

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276

That's equal to 276 cups of coffee or $689 in savings

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North Las Vegas Car Insurance

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