How Much Does Car Insurance Cost in North Las Vegas?


North Las Vegas is recognized for its expensive premiums, as its mean premium is 53% higher than Nevada's average. So cutting costs while insuring a vehicle in North Las Vegas is imperative. Review our tips to save on North Las Vegas car insurance and save money.


CAR INSURANCE PREMIUMS: NORTH LAS VEGAS VS. NATIONAL/STATE AVERAGES
City AverageState AverageNational Average
$2,474$1,614$1,569


North Las Vegas Auto Insurance by Credit Score


Average car insurance premiums in North Las Vegas for those with Very Poor credit (300-579) are 3.4x higher than for those with Exceptional credit (800-850). The biggest benefit of better credit comes from improving from Very Poor (300-579) to Fair (580-669), by which drivers can save close to $3,329 per year.


NORTH LAS VEGAS CAR INSURANCE COSTS BY CREDIT TIER
CreditAverage Car Insurance Rate
Very Poor$6,539
Fair$3,210
Good$2,474
Very Good$2,153
Exceptional$1,899


North Las Vegas Car Insurance Costs by Driver Age

Teenage drivers are the ones who pay the most in car insurance premiums, with rates of $10,800 on average. In North Las Vegas, drivers see the largest decrease in premiums when they reach their 20s, as they save an average of 69% from moving out of the teenage age bracket. When drivers turn 60, they will experience a premium increase related to their age for the first time. At $2,297, drivers in their 50s have the smallest car insurance payments among any age group. However, people in their 60s ($2,343) have premiums that aren't much higher.


NORTH LAS VEGAS AUTO INSURANCE COSTS BY AGE
AgeAverage Rate
Teenagers$10,800
20s$3,362
30s$2,446
40s$2,415
50s$2,297
60s$2,343
70s$2,618


North Las Vegas Auto Insurance for High-Risk Drivers


Do you realize how much an accident or violation history can cost you in terms of car insurance rates? Reckless driving will increase your car insurance premiums more than other driving violations. Drivers with a DUI in North Las Vegas need to spend 60% more than the city average to insure their vehicle. Reckless driving will also bump your premiums up, with average rates of $4,071! The amount of damage that results from an at-fault accident affects insurance rates. When comparing premiums for drivers with at-fault accidents in North Las Vegas, those with damages exceeding $2,000 pay $248 more than those with damages less than $1,000.


AVERAGE NORTH LAS VEGAS INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Incident/ViolationAverage Insurance Rate
DUI/DWI$3,960
Reckless Driving$4,071
At-fault Accident (damages less than $1,000)$3,582
At-fault Accident (damages greater than $2,000)$3,830
Speeding Ticket (16-20 mph over speed limit)$3,134


North Las Vegas Car Insurance by Marital Status and Gender


There are quite a few factors, including marital status and gender, that come into play when determining car insurance rates in North Las Vegas. Rates for those who are divorced or widowed are a hair more expensive than rates for those who are single. You can save close to 6% per year if you're married as opposed to single. Premiums for men and women typically differ by 7%, with women paying more.


NORTH LAS VEGAS CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Rate
Female$2,655
Male$2,474
Single$2,474
Married$2,320
Divorced$2,484
Widowed$2,513


What drives up car insurance rates in North Las Vegas?

Where you live in North Las Vegas affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately North Las Vegas is no exception to the rule. From zip code 89040 to 89087, premiums rise by 24 percent—that’s $329.

Expensive North Las Vegas Zip Codes: 89081, 89085, 89087

Cheap North Las Vegas Zip Codes: 89040, 89086, 89084

North Las Vegas Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In North Las Vegas, you can expect 22 rainy days with an annual rainfall of 4 inches. North Las Vegas is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.

22

Rainy Days a Year

4"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in North Las Vegas

2
Major Highways
I-15 Las Vegas Boulevard CC 215
2
Public Transit
RTC Bus

Car Insurance Companies in North Las Vegas

Find Local North Las Vegas Agents

Nevada West Business Insurance Services

4175 S. Riley St. Las Vegas, NV 89147

GLB Insurance Group of Nevada

4455 S. Pecos Road Las Vegas, NV 89121

Martial, Inc. dba AmeriSent Insurance

6070 S Eastern Ave Ste 400 Las Vegas, NV 89119

Cragin & Pike Inc

2603 W Charleston Blvd Las Vegas, NV 89102

J&J Bernardo Inc DBA Keystone Insurance

3790 S. Paradise Rd., #110 Las Vegas, NV 89169

Jack Wall Insurance

3801 Vegas Dr Las Vegas, NV 89108

Swarts Manning & Associates

10091 Park Run Dr #200 Las Vegas, NV 89145

Public Auto Risks, Inc.

6260 McLeod Dr., Ste 100 Las Vegas, NV 89120

Your Insurance Agent

3161 E. Warm Springs Rd. #400 Las Vegas, NV 89120

Wild Wild West Insurance

3221 W. Oakey Blvd Las Vegas, NV 89102

Nevada Auto Insurance

1953 N Decatur Blvd Las Vegas, NV 89108

Western Pacific Insurance LLC

3145 Warm Springs Rd #100 Las Vegas, NV 89120

Byrd Insurance, Inc.

4935 Geist Ave Las Vegas, NV 89115

Branch-Hernandez & Associates

2480 N Decatur Blvd, Ste 140 Las Vegas, NV 89108

Allen Empire Agency

4894 Lone Mountain Ave., Suite 178 Las Vegas, NV 89130

Nevada Life Services

4850 W. Sunset Road Las Vegas, NV 89118

Guardian Brokers

9139 W Russell Rd Las Vegas, NV 89148

Aniello Insurance Agency

3012 W Charleston Blvd #150 Las Vegas, NV 89102

Harris Insurance Services, Inc.

3480 W Hacienda Ave Las Vegas, NV 89118

Transpo Insurance, LLC

6260 McLeod Dr Ste 100 Las Vegas, NV 89120

Wood & Associates, Inc.

11250 Revelry Dr Las Vegas, NV 89138

Makro Enterprises Inc. dba Managed Pay Insurance

6410 S Eastern Ave Las Vegas, NV 89119

Brown & Brown Insurance of Nevada, Inc.

975 Kelly Johnson Dr #100 Las Vegas, NV 89119

Valley Insurance Group, LLC

9455 W Russell Rd #130 Las Vegas, NV 89148

Harley E Harmon Insurance Agency Inc

4455 S Pecos Rd, Ste A Las Vegas, NV 89121

Direct Point Insurance, Inc.

3017 W Charleston Blvd #20 Las Vegas, NV 89102

Branch Benefits Consultants

2480 North Decatur Las Vegas, NV 89108

Alpine Insurance Associates

5858 South Pecos Road #I300 Las Vegas, NV 89120

Wadsworth Insurance, LLC

8565 S Eastern Ave Las Vegas, NV 89123

AMS Insurance

9960 W Cheyenne Ave Ste 240 Las Vegas, NV 89129

Not sure about North Las Vegas

Check out these other Nevada cities...

Las Vegas

Henderson

Reno

2

$1,723

The average North Las Vegas resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

276

That's equal to 276 cups of coffee or $689 in savings

See How Much You Can Save in North Las Vegas

Just enter your zip code to get started

Location pin icon
Your information is secure.
Additional Resources:

North Las Vegas Car Insurance

Chevron left icon
How to Update Your Driver’s License When You Move to a New State
How to Update Your Driver’s License When You Move to a New State
Jul 28, 2017

Moving to a new state can be an exciting adventure. As with most moves, it requires a bit of paperwork...

Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Drunk Driving vs. Distracted Driving: Which is More Dangerous?
Jun 09, 2017

  Drunk driving has long been a major cause of accidents on the road. Having a few drinks impairs our...

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

Car Insurance for First-Time Drivers: 6 Things You Should Know
Car Insurance for First-Time Drivers: 6 Things You Should Know
Apr 03, 2017

A driver’s license is more than just permission to take to the open road. To many, including first-time drivers, it...

Driverless Car Laws by State
Driverless Car Laws by State
Mar 16, 2017

While many established automakers and technology companies are itching to win the autonomous vehicle race, legislators are simply trying to...

How Does the Government Affect What You Pay for Car Insurance?
How Does the Government Affect What You Pay for Car Insurance?
Mar 12, 2017

  With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...

What You Need to Know about Getting High and Driving in 2017
What You Need to Know about Getting High and Driving in 2017
Jan 30, 2017

Marijuana legalization in the U.S. is constantly evolving, and states continue to modify their own legislation on their own timelines....

4 Consequences of Driving without Insurance
4 Consequences of Driving without Insurance
Jan 27, 2017

If you drive in the U.S., you simply have to have car insurance. It’s the law. (Even residents of New...

The Rundown on “No Refusal” Weekends
The Rundown on “No Refusal” Weekends
Dec 20, 2016

The holidays are a hazardous time to be on the roads, and believe us, cops know it. They’re closely monitoring...

How Long After a Car Crash Can You File a Claim?
How Long After a Car Crash Can You File a Claim?
Dec 13, 2016

Auto insurance rules aren’t simple: each state sets its own regulations about everything from whether or not a driver’s credit...

What’s the Most Expensive Traffic Ticket in Your State?
What’s the Most Expensive Traffic Ticket in Your State?
Nov 08, 2016

If a cop hands you a ticket for speeding, swerving in and out of lanes, or causing a crash, you’re...

Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Don’t Count on Anti-Theft Devices to Lower Your Insurance Rate – Here’s Why
Nov 02, 2016

We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...

Driver’s License Points: Do They Matter?
Driver’s License Points: Do They Matter?
Sep 23, 2016

In the world of traffic law and auto insurance, points are universally a bad thing. Instead of helping you win...

Who Pays More for Car Insurance: Democrats or Republicans?
Who Pays More for Car Insurance: Democrats or Republicans?
Aug 22, 2016

Red states, blue states, and battleground states: we’ll hear a lot about the political leanings of the 50 U.S. states...

Which States Have the Cheapest Car Insurance?
Which States Have the Cheapest Car Insurance?
Aug 02, 2016

Car insurance companies consider all sorts of factors to assess risk and set rates for different drivers. Here at The...

Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Welcome to Data Heaven: Introducing The 2016 State of Auto Insurance Report
Aug 02, 2016

Drumroll please… Today, The Zebra introduces to you, fine readers, our first annual State of Auto Insurance Report! Did you...

Study: Poor Credit Will Cost You Double for Car Insurance
Study: Poor Credit Will Cost You Double for Car Insurance
May 03, 2016

Most folks consider credit a crucial factor in determining what they pay for home mortgages and other big life expenses, but far...

Chevron right icon