How Much Does Car Insurance Cost in North Las Vegas?
North Las Vegas is recognized for its expensive premiums, as its mean premium is 53% higher than Nevada's average. So cutting costs while insuring a vehicle in North Las Vegas is imperative. Review our tips to save on North Las Vegas car insurance and save money.
CAR INSURANCE PREMIUMS: NORTH LAS VEGAS VS. NATIONAL/STATE AVERAGES
|City Average||State Average||National Average|
North Las Vegas Auto Insurance by Credit Score
Average car insurance premiums in North Las Vegas for those with Very Poor credit (300-579) are 3.4x higher than for those with Exceptional credit (800-850). The biggest benefit of better credit comes from improving from Very Poor (300-579) to Fair (580-669), by which drivers can save close to $3,329 per year.
NORTH LAS VEGAS CAR INSURANCE COSTS BY CREDIT TIER
|Credit||Average Car Insurance Rate|
North Las Vegas Car Insurance Costs by Driver Age
Teenage drivers are the ones who pay the most in car insurance premiums, with rates of $10,800 on average. In North Las Vegas, drivers see the largest decrease in premiums when they reach their 20s, as they save an average of 69% from moving out of the teenage age bracket. When drivers turn 60, they will experience a premium increase related to their age for the first time. At $2,297, drivers in their 50s have the smallest car insurance payments among any age group. However, people in their 60s ($2,343) have premiums that aren't much higher.
NORTH LAS VEGAS AUTO INSURANCE COSTS BY AGE
North Las Vegas Auto Insurance for High-Risk Drivers
Do you realize how much an accident or violation history can cost you in terms of car insurance rates? Reckless driving will increase your car insurance premiums more than other driving violations. Drivers with a DUI in North Las Vegas need to spend 60% more than the city average to insure their vehicle. Reckless driving will also bump your premiums up, with average rates of $4,071! The amount of damage that results from an at-fault accident affects insurance rates. When comparing premiums for drivers with at-fault accidents in North Las Vegas, those with damages exceeding $2,000 pay $248 more than those with damages less than $1,000.
AVERAGE NORTH LAS VEGAS INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident/Violation||Average Insurance Rate|
|At-fault Accident (damages less than $1,000)||$3,582|
|At-fault Accident (damages greater than $2,000)||$3,830|
|Speeding Ticket (16-20 mph over speed limit)||$3,134|
North Las Vegas Car Insurance by Marital Status and Gender
There are quite a few factors, including marital status and gender, that come into play when determining car insurance rates in North Las Vegas. Rates for those who are divorced or widowed are a hair more expensive than rates for those who are single. You can save close to 6% per year if you're married as opposed to single. Premiums for men and women typically differ by 7%, with women paying more.
NORTH LAS VEGAS CAR INSURANCE RATES BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
What drives up car insurance rates in North Las Vegas?
Where you live in North Las Vegas affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately North Las Vegas is no exception to the rule. From zip code 89040 to 89087, premiums rise by 24 percent—that’s $329.
Expensive North Las Vegas Zip Codes: 89081, 89085, 89087
Cheap North Las Vegas Zip Codes: 89040, 89086, 89084
North Las Vegas Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In North Las Vegas, you can expect 22 rainy days with an annual rainfall of 4 inches. North Las Vegas is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local North Las Vegas Agents
Your Insurance Agent
3161 E. Warm Springs Rd. #400 Las Vegas, NV 89120
Insurance Designs Corporation
1880 E Warm Springs Road #140 Las Vegas, NV 89119
Cragin & Pike Inc
2603 W Charleston Blvd Las Vegas, NV 89102
Allen Empire Agency
4894 Lone Mountain Ave., Suite 178 Las Vegas, NV 89130
Milton E. Doyle
8860 S Maryland Pkwy Las Vegas, NV 89123
Swarts Manning & Associates
10091 Park Run Dr #200 Las Vegas, NV 89145
Jack Wall Insurance
3801 Vegas Dr Las Vegas, NV 89108
9139 W Russell Rd Las Vegas, NV 89148
Public Auto Risks, Inc.
6260 McLeod Dr., Ste 100 Las Vegas, NV 89120
Western Pacific Insurance LLC
3145 Warm Springs Rd #100 Las Vegas, NV 89120
Branch Benefits Consultants
2480 North Decatur Las Vegas, NV 89108
Martial, Inc. dba AmeriSent Insurance
6070 S Eastern Ave Ste 400 Las Vegas, NV 89119
Nevada West Business Insurance Services
4175 S. Riley St. Las Vegas, NV 89147
Makro Enterprises Inc. dba Managed Pay Insurance
6410 S Eastern Ave Las Vegas, NV 89119
Wood & Associates, Inc.
11250 Revelry Dr Las Vegas, NV 89138
Alpine Insurance Associates
5858 South Pecos Road #I300 Las Vegas, NV 89120
Osorio and Family, LLC dba Citywide Insurance
3421 E Tropicana Ave Las Vegas, NV 89121
Nevada Auto Insurance
1953 N Decatur Blvd Las Vegas, NV 89108
Brown & Brown Insurance of Nevada, Inc.
975 Kelly Johnson Dr #100 Las Vegas, NV 89119
5740 S Arville, Ste 204 Las Vegas, NV 89118
Universal Insurance Agency
348 N. Nellis Blvd, Suite C Las Vegas, NV 89110
Byrd Insurance, Inc.
4935 Geist Ave Las Vegas, NV 89115
Valley Insurance Group, LLC
9455 W Russell Rd #130 Las Vegas, NV 89148
Branch-Hernandez & Associates
2480 N Decatur Blvd, Ste 140 Las Vegas, NV 89108
Wadsworth Insurance, LLC
8565 S Eastern Ave Las Vegas, NV 89123
Transpo Insurance, LLC
6260 McLeod Dr Ste 100 Las Vegas, NV 89120
GLB Insurance Group of Nevada
4455 S. Pecos Road Las Vegas, NV 89121
Direct Point Insurance, Inc.
3017 W Charleston Blvd #20 Las Vegas, NV 89102
Wild Wild West Insurance
3221 W. Oakey Blvd Las Vegas, NV 89102
Harris Insurance Services, Inc.
3480 W Hacienda Ave Las Vegas, NV 89118
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North Las Vegas Car Insurance
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