How Much Does Auto Insurance Cost in North Las Vegas?
Premiums in Nevada, which are 26% higher than the national average, are known for being pricey. Premiums run even higher in the city, so understanding premium costs while insuring a vehicle in North Las Vegas is especially imperative. We've analyzed how car insurance rates in North Las Vegas compare to costs nationwide.
INSURANCE COSTS: NORTH LAS VEGAS VS. US/STATE AVERAGES
|City Average||State Average||National Average|
North Las Vegas Auto Insurance by Gender and Marital Status
Both marital status and gender have an effect on your car insurance premiums in North Las Vegas. Females have premiums that are roughly 7% more costly than those for males. Being married can save you approximately 6% per year compared to being single. Rates for those who are widowed or divorced are a hair more expensive than rates for those who are single.
NORTH LAS VEGAS CAR INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
North Las Vegas Car Insurance by Credit Score
Drivers with Exceptional credit (800-850) typically pay $3,757 less every year on premiums than those with Very Poor credit (300-579). Drivers will see the biggest drop in premiums when they boost their credit from Very Poor (300-579) to Fair (580-669). That change can save them $1,439 per year.
NORTH LAS VEGAS CAR INSURANCE RATES BY CREDIT TIER
|Credit Level||Average Car Insurance Rate|
North Las Vegas Car Insurance by Violation or Accident History
Accidents and violations on your driving record can cost you in terms of prices on car insurance. $1,468 is the extra cost per year for drivers with a DUI in North Las Vegas, compared to the city average of $2,344. Reckless driving will drive your premiums up as well, with average rates of $3,606! Even among safe drivers, accidents happen, so be prepared and learn the effect one can have on your rates. In North Las Vegas, those who are found at-fault in an accident spend $1,262 more per year to insure their vehicle.
AVERAGE NORTH LAS VEGAS INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Incident/Violation||Average Insurance Rate|
|At-fault Accident (damages less than $1,000)||$3,606|
|At-fault Accident (damages greater than $2,000)||$3,606|
|Speeding Ticket (16-20 mph over speed limit)||$2,949|
North Las Vegas Car Insurance Rates by Driver Age
When drivers reach their 20s in North Las Vegas, therefore moving out of the teenage age range, they can save 69% annually. It is the biggest difference between any age group. Turning 60 causes a rise in rates, but up until that age drivers can expect premium reductions when they move between age groups. Teenage drivers have the highest rates amongst all the age groups. They pay around $10,358 per year on car insurance premiums. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest payments among any age group, with rates of $2,169 per year. However, people in their 60s ($2,208) have premiums that aren't much higher.
NORTH LAS VEGAS CAR INSURANCE RATES BY DRIVER AGE
What drives up car insurance rates in North Las Vegas?
Where you live in North Las Vegas affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately North Las Vegas is no exception to the rule. From zip code 89040 to 89087, premiums rise by 24 percent—that’s $329.
Expensive North Las Vegas Zip Codes: 89081, 89085, 89087
Cheap North Las Vegas Zip Codes: 89040, 89086, 89084
North Las Vegas Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In North Las Vegas, you can expect 22 rainy days with an annual rainfall of 4 inches. North Las Vegas is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local North Las Vegas Agents
Allen Empire Agency
4894 Lone Mountain Ave., Suite 178 Las Vegas, NV 89130
GLB Insurance Group of Nevada
4455 S. Pecos Road Las Vegas, NV 89121
Wild Wild West Insurance
3221 W. Oakey Blvd Las Vegas, NV 89102
Branch Benefits Consultants
2480 North Decatur Las Vegas, NV 89108
9139 W Russell Rd Las Vegas, NV 89148
Valley Insurance Group, LLC
9455 W Russell Rd #130 Las Vegas, NV 89148
Public Auto Risks, Inc.
6260 McLeod Dr., Ste 100 Las Vegas, NV 89120
Insurance Designs Corporation
1880 E Warm Springs Road #140 Las Vegas, NV 89119
Martial, Inc. dba AmeriSent Insurance
6070 S Eastern Ave Ste 400 Las Vegas, NV 89119
J&J Bernardo Inc DBA Keystone Insurance
3790 S. Paradise Rd., #110 Las Vegas, NV 89169
Swarts Manning & Associates
10091 Park Run Dr #200 Las Vegas, NV 89145
Harley E Harmon Insurance Agency Inc
4455 S Pecos Rd, Ste A Las Vegas, NV 89121
Wood & Associates, Inc.
11250 Revelry Dr Las Vegas, NV 89138
Jack Wall Insurance
3801 Vegas Dr Las Vegas, NV 89108
Alpine Insurance Associates
5858 South Pecos Road #I300 Las Vegas, NV 89120
Nevada Auto Insurance
1953 N Decatur Blvd Las Vegas, NV 89108
Wadsworth Insurance, LLC
8565 S Eastern Ave Las Vegas, NV 89123
Nevada Life Services
4850 W. Sunset Road Las Vegas, NV 89118
Aniello Insurance Agency
3012 W Charleston Blvd #150 Las Vegas, NV 89102
Direct Point Insurance, Inc.
3017 W Charleston Blvd #20 Las Vegas, NV 89102
Milton E. Doyle
8860 S Maryland Pkwy Las Vegas, NV 89123
Nevada West Business Insurance Services
4175 S. Riley St. Las Vegas, NV 89147
Transpo Insurance, LLC
6260 McLeod Dr Ste 100 Las Vegas, NV 89120
Brown & Brown Insurance of Nevada, Inc.
975 Kelly Johnson Dr #100 Las Vegas, NV 89119
Cragin & Pike Inc
2603 W Charleston Blvd Las Vegas, NV 89102
Osorio and Family, LLC dba Citywide Insurance
3421 E Tropicana Ave Las Vegas, NV 89121
Universal Insurance Agency
348 N. Nellis Blvd, Suite C Las Vegas, NV 89110
Branch-Hernandez & Associates
2480 N Decatur Blvd, Ste 140 Las Vegas, NV 89108
Western Pacific Insurance LLC
3145 Warm Springs Rd #100 Las Vegas, NV 89120
Harris Insurance Services, Inc.
3480 W Hacienda Ave Las Vegas, NV 89118
The average North Las Vegas resident's annual cost of coverage
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North Las Vegas Car Insurance
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