Picking a car insurance company can be difficult: rates may vary by driving record, location, and age, and insurers offer a variety of perks. North Star and Allied are two of the most popular insurers, selling affordable coverage across large portions of the US.
In an effort to make shopping for car insurance easier, we have gathered average prices from Allied and North Star. The below cover an array of rating factors, including credit rating, driving history, and age. Compare rates and find the right policy for you.
If you have very poor credit, Allied could be the best option for you. On average, Allied offers more affordable rates than North Star for drivers with credit scores of less than 580. Drivers with excellent credit — a score of 800 or higher — should lean toward View typical insurance rates by credit score for Allied and North Star:
|Credit level||North Star avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$1,980||$1,483|
|Very Good (740-799)||$1,018||$920|
If you are carrying an at-fault collision, speeding violation, reckless driving citation, or DUI on your résumé, North Star could be a better choice than Allied. Every auto insurance company will handle driving offenses differently, so don't hesitate to shop around to understand which insurer is best for you.
|Infraction||North Star avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$1,662|
|At-fault accident (damage > $1,000)||$1,534||$1,221|
Car insurance companies rely on age to indicate risk, assigning rates accordingly. An auto insurance policy is typically priciest for teen drivers — due to their inexperience — and most affordable for middle-aged drivers. Since every insurance company prices age brackets in a different way, it's wise to compare rates and find a great fit.
As a general rule, teen drivers should choose North Star over Allied: North Star offers average yearly savings of $788 versusAllied.
|Age bracket||North Star avg. annual premium||Allied avg. annual premium|
Costs aside, North Star and Allied each come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||North Star Mutual||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||North Star Mutual||Allied|
|JD Power Rankings||Not Rated out of 5||3 out of 5|
|Other Products||North Star Mutual||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||North Star Mutual||Allied|
|About||North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||None Available||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Will my insurance company cover my vehicle if my cousin was driving my car?|
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|Compare More||North Star Mutual vs. 21st Century North Star Mutual vs. Allstate North Star Mutual vs. American Family North Star Mutual vs. Amica Mutual Insurance North Star Mutual vs. Auto Club (AAA) North Star Mutual vs. Erie North Star Mutual vs. Farm Bureau Mutual North Star Mutual vs. Farmers North Star Mutual vs. GEICO North Star Mutual vs. Infinity North Star Mutual vs. Liberty Mutual North Star Mutual vs. Mercury North Star Mutual vs. MetLife North Star Mutual vs. Nationwide North Star Mutual vs. Progressive North Star Mutual vs. SAFECO North Star Mutual vs. Safe Auto North Star Mutual vs. State Farm||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Minnesota North Dakota South Dakota Nebraska Oklahoma Iowa Kansas Wisconsin||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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