Picking an auto insurance company can be tough: the rates each insurer offers can vary widely by driving record, age, and location, and insurers offer a variety of perks. North Star and Farm Bureau Mutual are two of America's top auto insurance companies, providing high-quality policies across large portions of the US.
In an effort to take the sting out of shopping for car insurance, we have pulled average costs from Farm Bureau Mutual and North Star. The below cover a number of pricing components, including credit quality, driving record, and demographics. Examine these rates and find an affordable policy today.
If you have very poor credit, Farm Bureau Mutual could be the best option for you. On average, Farm Bureau Mutual offers lower rates than North Star for drivers with credit scores of lower than 580. Those with exceptional credit — a score of 800-plus — should consider View typical insurance rates by credit score for Farm Bureau Mutual and North Star below.
|Credit level||North Star avg. annual premium||Farm Bureau Mutual avg. annual premium|
|Very Poor (300-579)||$1,980||$1,780|
|Very Good (740-799)||$1,018||$932|
If you're saddled with an at-fault crash, speeding ticket, reckless driving violation, or DUI in your rear view mirror, Farm Bureau Mutual could be a better choice than North Star. Each insurance company has different post-violation pricing structures, so don't be afraid to shop around to find out which insurer suits you.
|Infraction||North Star avg. annual premium||Farm Bureau Mutual avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$1,224|
|At-fault accident (damage > $1,000)||$1,534||$1,294|
Car insurance companies use age to indicate risk, assigning rates accordingly. A car insurance policy is typically more expensive for teen drivers — because of their inexperience — and most affordable for middle-aged drivers. Since every insurance company rates ages differently, it's worth doing some comparison shopping.
As a general rule, teen drivers should choose North Star over Farm Bureau Mutual: North Star offers average yearly savings of $29 versusFarm Bureau Mutual.
|Age||North Star avg. annual premium||Farm Bureau Mutual avg. annual premium|
Aside from affordability, North Star and Farm Bureau Mutual each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||North Star Mutual||Farm Bureau Mutual|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||North Star Mutual||Farm Bureau Mutual|
|JD Power Rankings||Not Rated out of 5||Not Rated out of 5|
|Other Products||North Star Mutual||Farm Bureau Mutual|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||North Star Mutual||Farm Bureau Mutual|
|About||North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.||Farm Bureau Mutual of Iowa focuses on building trusted relationships and helping you protect what matters most, so they can help you find the right products at the right time as you work to achieve your goals.|
|Roadside Assistance||North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.||Farm Bureau Mutual offers 24/7 roadside assistance to members at no added expense. The company's Emergency Roadside Assistance coverage includes up to $100 for emergency service nationwide.|
|Additional Discounts||None Available||None Available|
|Compare More||North Star Mutual vs. 21st Century North Star Mutual vs. Allied North Star Mutual vs. Allstate North Star Mutual vs. American Family North Star Mutual vs. Amica Mutual Insurance North Star Mutual vs. Auto Club (AAA) North Star Mutual vs. Erie North Star Mutual vs. Farmers North Star Mutual vs. GEICO North Star Mutual vs. Infinity North Star Mutual vs. Liberty Mutual North Star Mutual vs. Mercury North Star Mutual vs. MetLife North Star Mutual vs. Nationwide North Star Mutual vs. Progressive North Star Mutual vs. SAFECO North Star Mutual vs. Safe Auto North Star Mutual vs. State Farm||Farm Bureau Mutual vs. 21st Century Farm Bureau Mutual vs. Allied Farm Bureau Mutual vs. Allstate Farm Bureau Mutual vs. American Family Farm Bureau Mutual vs. Amica Mutual Insurance Farm Bureau Mutual vs. Auto Club (AAA) Farm Bureau Mutual vs. Erie Farm Bureau Mutual vs. Farmers Farm Bureau Mutual vs. GEICO Farm Bureau Mutual vs. Infinity Farm Bureau Mutual vs. Liberty Mutual Farm Bureau Mutual vs. Mercury Farm Bureau Mutual vs. MetLife Farm Bureau Mutual vs. Nationwide Farm Bureau Mutual vs. Progressive Farm Bureau Mutual vs. SAFECO Farm Bureau Mutual vs. Safe Auto Farm Bureau Mutual vs. State Farm|
|States Offered||Minnesota North Dakota South Dakota Nebraska Oklahoma Iowa Kansas Wisconsin||Arizona Iowa Kansas Minnesota Nebraska New Mexico South Dakota Utah|
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