North Star vs. Infinity Car Insurance

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North Star Mutual or Infinity:
Which Company is Best for You?

Choosing a car insurance company is complex: rates can vary based on your location, age, and driving history, and insurers offer a variety of perks. North Star and Infinity are two of the most popular insurance companies, providing affordable insurance policies across most of the US.

To help simplify the comparison process, we've gathered average prices from Infinity and North Star. These cover a variety of rating factors, including credit rating, driving record, and age. Compare rates and find the perfect policy for you.


North Star vs. Infinity: insurance rate comparison


North Star vs. Infinity: rates by credit level

If you have very poor credit, North Star could be the best option for you. On average, North Star offers cheaper prices than Infinity for prospective clients with credit scores of 579 or less. Drivers with extraordinary credit — a score of 800-plus — should lean toward North Star, which typically beats Infinity by $2,919 annually. Check out common insurance rates by credit score for Infinity and North Star:


RATES BY CREDIT LEVEL: INFINITY VS. NORTH STAR
Credit levelNorth Star avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$1,980$7,847
Fair (580-669)$1,405$4,862
Good (670-739)$1,256$3,955
Very Good (740-799)$1,018$4,045
Exceptional (800-850)$962$3,881

North Star vs. Infinity: rates for high-risk drivers

If you're dealing with an at-fault accident, speeding ticket, reckless driving violation, or DUI in your recent history, North Star could be a better choice than Infinity. Every auto insurance company will handle driving offenses differently, so always do your due diligence and compare quotes to understand which insurer is best for you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: INFINITY VS. NORTH STAR
InfractionNorth Star avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$1,534$5,774
At-fault accident (damage > $1,000)$1,534$4,487
DUI/DWI$3,221$6,124
Reckless driving$2,339$6,124
Speeding ticket$1,516$4,174

North Star vs. Infinity: rates by age

Insurance companies use age to indicate risk, pricing premiums accordingly. Insurance is commonly expensive for teen drivers — due to their inexperience — and more affordable for older drivers. Because every auto insurance company evaluates ages differently, it's a smart move to shop around.

As a general rule, teen drivers should choose North Star instead of Infinity: North Star offers average yearly savings of $13,553, compared to Infinity.


COMPARING AUTO INSURANCE RATES BY AGE: INFINITY VS. NORTH STAR
Age bracketNorth Star avg. annual premiumInfinity avg. annual premium
Teens$2,738$16,291
20s$1,454$5,588
30s$1,074$5,588
40s$1,074$4,077
50s$825$3,716
60s$822$3,365

Costs aside, North Star and Infinity both have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonNorth Star MutualInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonNorth Star MutualInfinity
Financial Strength SuperiorExcellent
JD Power Rankings Not RatedNot Rated
User Satisfaction

A+

A+

Other ProductsNorth Star MutualInfinity
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Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesNorth Star MutualInfinity
AboutNorth Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceNorth Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsNone AvailableInfinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsIs it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
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North Star vs. Infinity

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