The Zebra doesn't support your browser version, so please give us a call or upgrade your browser to the latest version.
Deciding on a car insurance company can be tough: rates may vary by driving record, age, and location, and insurers offer a variety of perks. North Star and Safe Auto are among the most popular insurance companies, selling high-quality insurance policies across large swaths of the US.
To help take the sting out of shopping for car insurance, we have gathered average prices from Safe Auto and North Star. These rates cover myriad rating factors, including credit history, driving history, and age. Examine these figures and find your next car insurance policy today.
If you have extremely bad credit, North Star could be a better option for you. On average, North Star offers cheaper rates than Safe Auto for drivers with credit scores of lower than 580. Drivers with extraordinary credit — a score of 800 or better — should favor North Star, which typically beats Safe Auto by $959 per year. Check out common insurance rates by credit score for Safe Auto and North Star below.
|Credit level||North Star avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$1,980||$3,799|
|Very Good (740-799)||$1,018||$1,937|
If you have an at-fault accident, speeding ticket, reckless driving citation, or DUI in your rear view mirror, North Star could be a better choice than Safe Auto. Every insurer has different post-violation pricing structures, so don't hesitate to shop around to figure out which insurer is best for you.
|Violation||North Star avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$2,867|
|At-fault accident (damage > $1,000)||$1,534||$2,837|
Car insurance companies use age to indicate risk, pricing premiums on a sliding scale. Car insurance is typically most expensive for teen drivers — because of their inexperience — and most affordable for older drivers. Since each insurance company rates age tiers differently, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose North Star before Safe Auto: North Star offers average yearly savings of $5,524 versusSafe Auto.
|Age tier||North Star avg. annual premium||Safe Auto avg. annual premium|
Affordability aside, North Star and Safe Auto each come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||North Star Mutual||Safe Auto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||North Star Mutual||Safe Auto|
|JD Power Rankings||Not Rated|
|Other Products||North Star Mutual||Safe Auto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||North Star Mutual||Safe Auto|
|About||North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.||Safe Auto strives to provide affordable insurance to every driver, no matter the situation.|
|Roadside Assistance||North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||None Available||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Should I get full coverage from a less well-known insurer?|
Who is at-fault when parking spot stopper had bolts sticking out of it?
I recently wrecked my car, my fault, with only liability. I need to replace it and the collision place that ...
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...
Do car insurance companies share information?
My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...
See More Questions
My rate went up after I had an accident so I shopped around and found a better price with a ...
|Compare More||North Star Mutual vs. 21st Century North Star Mutual vs. Allied North Star Mutual vs. Allstate North Star Mutual vs. American Family North Star Mutual vs. Amica Mutual Insurance North Star Mutual vs. Auto Club (AAA) North Star Mutual vs. Erie North Star Mutual vs. Farm Bureau Mutual North Star Mutual vs. Farmers North Star Mutual vs. GEICO North Star Mutual vs. Infinity North Star Mutual vs. Liberty Mutual North Star Mutual vs. Mercury North Star Mutual vs. MetLife North Star Mutual vs. Nationwide North Star Mutual vs. Progressive North Star Mutual vs. SAFECO North Star Mutual vs. State Farm||Safe Auto vs. 21st Century Safe Auto vs. Allied Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. Progressive Safe Auto vs. SAFECO Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAA|
|States Offered||Minnesota North Dakota South Dakota Nebraska Oklahoma Iowa Kansas Wisconsin||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...