Deciding on an auto insurance company can be tough: every company's rates differ by location, vehicle, and driving record, and every company provides a different set of discounts. North Star and SAFECO are two of America's most popular car insurance companies, offering competitively priced policies in most states across the US.
In an effort to make shopping for car insurance easier, we pulled average policy prices from SAFECO and North Star. The below cover a variety of rating factors, including credit history, driving history, and demographics. Examine these rates and find an affordable policy today.
If you have very bad credit, North Star could be preferable to North Star. On average, North Star offers better premiums than SAFECO for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800 or higher — should lean toward North Star, which typically beats SAFECO by $693 annually. View average insurance costs by credit level for SAFECO and North Star below.
|Credit level||North Star avg. annual premium||SAFECO avg. annual premium|
|Very Poor (300-579)||$1,980||$5,308|
|Very Good (740-799)||$1,018||$1,871|
If you're carrying an at-fault crash, speeding ticket, reckless driving violation, or DUI in your recent history, North Star could be a better choice than SAFECO. Every insurer has different post-violation pricing structures, so don't be afraid to shop around to understand which insurer is best for you.
|Citation||North Star avg. annual premium||SAFECO avg. annual premium|
|At-fault accident (damage < $1,000)||$1,534||$2,546|
|At-fault accident (damage > $1,000)||$1,534||$1,969|
Insurers rely on age as an indicator of potential risk, assigning rates accordingly. An insurance policy is usually priciest for teen drivers — thanks to their inexperience — and more affordable for middle-aged drivers. Because every auto insurance company evaluates age tiers in a different way, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose North Star instead of SAFECO: North Star offers average yearly savings of $5,027, compared to SAFECO.
|Age tier||North Star avg. annual premium||SAFECO avg. annual premium|
Cost aside, North Star and SAFECO both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Dive into the data before making your decision.
|Discount Comparison||North Star Mutual||SAFECO|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||North Star Mutual||SAFECO|
|JD Power Rankings||Not Rated out of 5||3 out of 5|
|Other Products||North Star Mutual||SAFECO|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||North Star Mutual||SAFECO|
|About||North Star Mutual provides insurance protection through a variety of products along with friendly personal service and fast, hassle-free claims handling to keep you on course.||At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most. When you have a claim, we take care of it. It’s that simple. We’re backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. Trust Safeco with your auto investment, today!|
|Roadside Assistance||North Star Mutual offers 24-hour emergency roadside assistance, including towing, tire, battery, delivery, and locksmith services, as well as mechanical first aid.||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.|
|Additional Discounts||None Available||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.|
|Recent Questions||What can I do about fixing incorrect information on my driving record?|
If my teenager rear ended another car but we aren’t filing a claim, will my insurance rate go up?
I called to get an insurance quote to see if I could get a lower rate and was told there ...
Should I file a claim if my repair cost is $1,500?
My daughter hit a car at a red light. The vehicle is worth less than a $1,000, but we are ...
Can I put my insurance on hold due to temporary disability?
I made a left turn with the flow of traffic and hit a dip; breaking my front suspension on my ...
See More Questions
I am going on disability for about 4 months. The disability check is not enough to pay for my car ...
|Compare More||North Star Mutual vs. 21st Century North Star Mutual vs. Allied North Star Mutual vs. Allstate North Star Mutual vs. American Family North Star Mutual vs. Amica Mutual Insurance North Star Mutual vs. Auto Club (AAA) North Star Mutual vs. Erie North Star Mutual vs. Farm Bureau Mutual North Star Mutual vs. Farmers North Star Mutual vs. GEICO North Star Mutual vs. Infinity North Star Mutual vs. Liberty Mutual North Star Mutual vs. Mercury North Star Mutual vs. MetLife North Star Mutual vs. Nationwide North Star Mutual vs. Progressive North Star Mutual vs. Safe Auto North Star Mutual vs. State Farm||SAFECO vs. 21st Century SAFECO vs. Allied SAFECO vs. Allstate SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Farm Bureau Mutual SAFECO vs. Farmers SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. Nationwide SAFECO vs. Progressive SAFECO vs. Safe Auto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA|
|States Offered||Minnesota North Dakota South Dakota Nebraska Oklahoma Iowa Kansas Wisconsin||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...