Temporary Car Insurance in Oklahoma

The Zebra
Jan. 18, 2019

If you're seeking some auto insurance flexibility, you might be interested in a temporary car insurance policy. In truth, short-term auto insurance agreements are uncommon for a few reasons.

Firstly, major auto insurance companies don't provide policy terms for less than six months. Since car insurance is required by law in most US states, it can be risky to hop between policies. Additionally, you risk creating gaps in your insurance history by changing policies often, leading to more expensive rates in the long run.

The good news is car insurance contracts usually run just six months. This quick turnaround allows insurance companies to “re-rate” — or recalculate — your premiums based on your up-to-date driving record and demographic info.

The end of a policy period also gives you a perfect chance for you to reevaluate your policy by exploring other car insurers. Comparing policies online is easy and free, and there isn't a penalty for moving between insurance companies at the completion of your policy period — or even in the middle of your policy period, as long as your coverage doesn't lapse.


Get short-term car insurance today!

Location pin icon
Your information is secure.

Car insurance's flexible nature makes it relatively easy to acquire quickly. If you're required to get a policy to take a new vehicle off the lot, looking for coverage for a relatively long-term rental, or seeking insurance for a car you don't own but regularly drive, think about purchasing a six-month policy and removing coverage as needed.

Temporary car insurance in Oklahoma

See below normal car insurance premiums in Oklahoma, ordered by major companies and cities. If your bills exceed the rates below, think about shopping around.


TEMPORARY CAR INSURANCE RATES IN OKLAHOMA — BY INSURER
Insurance CompanyAverage 6-Month RateAverage Monthly Rate
Oklahoma State Average — All Companies$771$129
USAA$629$105
GEICO$657$109
Oklahoma Farmers Union$675$113
State Farm$784$131
Farmers$815$136

The cheapest option for single-month auto insurance in Oklahoma is USAA, which can save you $4 per month, compared to the next-best option, GEICO. In Oklahoma, the average monthly cost of car insurance is $129, or $771 over a six-month contract.

The place in which you store your car can have just as large an impact on your car insurance rates as your choice of insurance company. Auto insurers take into account the frequency of claims in a given area when assigning rates by ZIP. Take a look at insurance prices in Oklahoma's most populous cities and compare them to the amount you pay.


SHORT-TERM CAR INSURANCE RATES IN OKLAHOMA — BY CITY
Insurance CompanyAverage 6-Month RateAverage Monthly Rate
Oklahoma City$1,078$180
Tulsa$1,119$186
Norman$1,027$171
Broken Arrow$1,087$131
Lawton$952$159

If your premiums exceed those listed above, consider taking a moment to compare quotes. The short-term timetable of an auto insurance agreement adds to the importance of staying informed and ready to shop.

Learn more about temporary auto insurance or use The Zebra to compare policies today.


Additional resources

Learn more about weekend-only car insurance.

Is it possible to get car insurance with no credit history?

Find cheap auto insurance for new drivers.

Check out the best car insurance options for teen drivers.