The average Omaha resident's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 194 cups of coffee or $486 in savings

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Where you live in Omaha affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Omaha is no exception to the rule. From zip code 68136 to 68110, premiums rise by 36 percent—that’s $387.

Expensive Cheap
68102 68108 68131 68111 68110
68136 68118 68130 68154 68164

Be Prepared For

Driving in Omaha

Major Highways
I-80 U.S. 75 I-680
Public Transit
Metro Bus MOBY
Popular Day Trips
Grand Island Sioux Falls Atchison

Omaha Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Omaha, you can expect 87 rainy days with an annual rainfall of 29 inches. Omaha is also known to experience severe winter storms. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Omaha

Find Local Omaha Agents

First Insurance Group

1620 Dodge Omaha, NE 68197

Davis Insurance Agency, Inc.

1313 Cuming St., Ste 200 Omaha, NE 68102

Dunbar-Peterson Insurance Agency

1902 Howard St Omaha, NE 68102

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