Pasadena, CA Car Insurance

How much does car insurance cost in Pasadena?


Car insurance costs an average of $2,218 per year in Pasadena. That's more than the average across California ($1,868) and more expensive than the national average of $1,548. Our guide to Pasadena auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!


CAR INSURANCE: PASADENA RATES VS. STATE + NATIONAL AVERAGES
Pasadena Average (per year)California AverageNational Average
$2,218$1,868$1,548

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Pasadena car insurance rates by insurer


The difference in auto insurance rates from company to company can be substantial. In Pasadena, GEICO provides the most affordable rates for the typical insurance customer. See below the best companies for cheap auto insurance in Pasadena — but don't forget to get personalized car insurance quotes to match your driving profile.


PASADENA CAR INSURANCE PREMIUMS BY COMPANY
InsurerAverage Annual Rate
GEICO$1,350
Mercury$1,665
AAA$2,143
CSAA$2,229
Infinity$2,364

Consult our expert guide to finding the best cheap car insurance.



Auto insurance premiums by age in Pasadena

The age group that pays the least for car insurance in Pasadena are drivers in their age_60s ($1,997per year). Those in their age_50s don't pay significantly more ($1,998).

The Pasadena drivers who face the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in Pasadena is to age out of your teenage years. In Pasadena, teenage drivers pay $8,189 — a full $6,190 more than the second-most expensive rate paid by an age group.


PASADENA CAR INSURANCE RATES BY DRIVER AGE
AgeAverage Annual Rate
Teenagers$8,189
20s$3,278
30s$2,157
40s$2,089
50s$1,998
60s$1,997
70s$2,329

Learn more about the impact of age on car insurance premiums.



Pasadena car insurance rates by gender and marital status


Marital status and gender are contributing factors to car insurance rates in many cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Pasadena pay $93 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Pasadena, single drivers pay more than those who are widowed.

Gender is another factor that can impact auto insurance costs. In Pasadena, female drivers pay $5 per year more than do male drivers.


INSURANCE RATES IN PASADENA BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$2,223
Male$2,218
Single$2,125
Married$2,125
Divorced$2,218
Widowed$2,158

Learn more about the impact gender and marital status have on insurance rates.



Pasadena auto insurance costs by citation and accident history


Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

Two of the most costly citations to receive are DUI and reckless driving. Pasadena drivers found guilty of reckless driving face insurance rate increases of $3,749 per year, compared to the citywide average. A DUI violation may lead to a $3,623 increase, while a citation for speeding leads to a $904 rate hike.


PASADENA CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
IncidentAverage Yearly Rate
DUI/DWI$5,841
Reckless Driving$5,967
At-fault Accident (damages < $1,000)$2,227
At-fault Accident (damages greater than $2,000)$3,918
Speeding Ticket (16-20 mph over speed limit)$3,122

Get more info on how a bad driving history can impact your car insurance costs.



Pasadena car insurance premiums by credit score


Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Pasadena drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 0% on their car insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Pasadena, moving into the "Fair" credit tier corresponds to an average of $0 in savings on insurance each year.


PASADENA AUTO INSURANCE RATES BY CREDIT LEVEL
Credit ScoreAverage Yearly Rate
Very Poor$2,218
Fair$2,218
Good$2,218
Very Good$2,218
Exceptional$2,218

Curious about how your credit score might impact your auto insurance rates? Click here to learn more.



Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.