Pasadena, CA Car Insurance

The Zebra
July 25, 2019

Car Insurance in Pasadena

Premiums in Pasadena exceed the state average by $265, which is why the city is known for its expensive premiums, so it is vital to save while insuring a vehicle in Pasadena. Why don't we go over some ways to save on car insurance in Pasadena?

  • City Average: $1,978
  • State Average: $1,713
  • National Average: $1,427

Pasadena Car Insurance by Age

The most significant dip in premiums between any age group is from the teenage age bracket to the 20s, as drivers in Pasadena start saving $4,516. The first time drivers can anticipate their age to trigger an increase in premiums is when they turn 70. Teenage drivers have the largest premiums amongst all the age groups, with typical car insurance payments of $7,419. At $1,704, drivers in their 60s have the smallest payments among any age group. People in their 50s ($1,747) also have relatively low premiums.

  • Teenagers: $7,419
  • 20s: $2,903
  • 30s: $1,943
  • 40s: $1,883
  • 50s: $1,747
  • 60s: $1,704
  • 70s: $1,906

Pasadena Car Insurance by Accident or Violation History

By knowing which driving mishaps can make your rates spike, you can make better decisions and save money. Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. In Pasadena, drivers with either a DUI or reckless driving infraction need to spend nearly triple the average for the city to insure their vehicle. In Pasadena, individuals who are found at-fault in an accident spend $1,113 more per year to insure their vehicle.

  • DUI: $5,599
  • Reckless Driving: $5,599
  • At-fault Accident (damages less than $1000): $3,091
  • At-fault Accident (damages greater than $2000): $3,091
  • Speeding Ticket (16-20 mph over speed limit): $2,691

Pasadena Car Insurance by Gender and Marital Status

Both marital status and gender are among the numerous driver traits that can play a role in car insurance premiums in Pasadena. However, premiums are barely more pricey for women than for men. Women generally pay $8 more than men every year for insurance. Rates for those who are widowed are somewhat cheaper than rates for those who are single. Being single, as opposed to married, can cost you around 5% more per year.

  • Female: $1,986
  • Male: $1,978
  • Single: $1,978
  • Married: $1,892
  • Divorced: $1,978
  • Widowed: $1,900

* Credit score is considered discriminatory in California and thus is not used as a rating factor when determining how much you'll pay for auto insurance each year.

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