Pembroke Pines Car Insurance

The Zebra
May 30, 2018

Car Insurance in Pembroke Pines

Florida premiums surpass the national average by 32%, which is why the state is known for its costly rates. Premiums run even higher in the city, so in Pembroke Pines, it is especially critical to save while insuring a vehicle. Who doesn't like to save money? Check out some tips about how to save on car insurance in Pembroke Pines.

  • City Average: $2,200
  • State Average: $1,878
  • National Average: $1,427

Pembroke Pines Car Insurance by Age

Drivers in Pembroke Pines see the biggest reduction in premiums when they hit their 20s, as they save an average of $3,345 from moving out of the teenage age bracket. The first time drivers can expect their age to trigger a rise in car insurance premiums is when they turn 60. At $1,996, drivers in their 50s have the lowest premiums among any age group. However, people in their 60s ($2,038) have premiums that aren't much higher. With average payments of $6,238, teenage drivers pay the most in car insurance premiums.

  • Teenagers: $6,238
  • 20s: $2,893
  • 30s: $2,187
  • 40s: $2,140
  • 50s: $1,996
  • 60s: $2,038
  • 70s: $2,481

Pembroke Pines Car Insurance by Credit Rating

The discrepancy between average car insurance premiums in Pembroke Pines for individuals with Exceptional credit (800-850) and Very Poor credit (300-579) is $2,318 a year. Drivers can save around 19% per year when they upgrade their credit tier from Fair (580-669) to Good (670-739).

  • Very Poor: $4,243
  • Fair: $3,473
  • Good: $2,824
  • Very Good: $2,308
  • Exceptional: $1,925

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Pembroke Pines Car Insurance by Accident or Violation History

Accidents and violations on your record can cost you in terms of prices on car insurance. A DUI will increase your car insurance premiums more than other driving violations. Typically, a DUI in Pembroke Pines will cost you 55% more in car insurance premiums versus the city average of $2,200. Reckless driving will drive your rates up as well, with typical rates of $3,388! Being at-fault in an accident can cost drivers an extra 39% per year to insure your vehicle in Pembroke Pines.

  • DUI: $3,419
  • Reckless Driving: $3,388
  • At-fault Accident (damages less than $1000): $3,052
  • At-fault Accident (damages greater than $2000): $3,052
  • Speeding Ticket (16-20 mph over speed limit): $2,880

Pembroke Pines Car Insurance by Gender and Marital Status

Pricing for car insurance premiums in Pembroke Pines is determined by several things, including gender and marital status. Typically, females have premiums that are 2% more costly than those for males. You can save approximately 5% per year if you're married as opposed to single. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $2,239
  • Male: $2,200
  • Single: $2,200
  • Married: $2,100
  • Divorced: $2,200
  • Widowed: $2,153