Peoria, AZ Car Insurance

The Zebra
July 25, 2018

Car Insurance in Peoria

Being knowledgeable about premiums while insuring a vehicle in Peoria is especially important because premiums in Peoria are recognized for being expensive. They are generally $86 higher than the state average. Why don't we take a look at how to save on car insurance in Peoria?

  • City Average: $1,333
  • State Average: $1,247
  • National Average: $1,427

Peoria Car Insurance by Credit Rating

Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you an average of $1,574 every year on car insurance. In terms of percent change, the biggest benefit of better credit comes from improving from Very Poor (300-579) to Fair (580-669), by which drivers can save close to 21% per year.

  • Very Poor: $2,729
  • Fair: $2,149
  • Good: $1,720
  • Very Good: $1,398
  • Exceptional: $1,155

Peoria Car Insurance by Age

Teenage drivers have the most expensive rates out of all the age groups, with average car insurance payments of $5,717. In Peoria, drivers see the largest fall in premiums when they hit their 20s, as they pay an average of $3,930 less after moving out of the teenage age range. Turning 60 triggers a rise in car insurance premiums, but up until that age drivers can expect premium reductions when they move between age groups. Among all age groups, drivers in their 50s have the smallest insurance payments, with rates of $1,175 per year. People in their 60s ($1,233) also have relatively low premiums.

  • Teenagers: $5,717
  • 20s: $1,787
  • 30s: $1,313
  • 40s: $1,266
  • 50s: $1,175
  • 60s: $1,233
  • 70s: $1,583

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Peoria Car Insurance by Gender and Marital Status

Pricing for car insurance premiums in Peoria is determined by a lot of things, including gender and marital status. Males have premiums that are a mere 1% cheaper than those for females. Those who are married save close to $100 per year on car insurance compared to those who are single. Rates for those who are widowed are slightly cheaper than rates for those who are single.

  • Female: $1,350
  • Male: $1,333
  • Single: $1,333
  • Married: $1,235
  • Divorced: $1,333
  • Widowed: $1,310

Peoria Car Insurance by Accident or Violation History

Does your driving record show a history of accidents or violations? That can have an impact on your car insurance premiums. Reckless driving will increase your car insurance premiums more than other driving violations. In Peoria, drivers with a DUI need to spend nearly double the average for the city to insure their vehicle. Reckless driving will also push your premiums up, with typical rates of $3,025, which are 127% higher than the city average! For individuals in Peoria with at-fault accidents, car insurance is an average of $793 more per year.

  • DUI: $2,333
  • Reckless Driving: $3,025
  • At-fault Accident (damages less than $1000): $2,126
  • At-fault Accident (damages greater than $2000): $2,126
  • Speeding Ticket (16-20 mph over speed limit): $1,796