Philadelphia Car Insurance
We compare over 200 insurance companies for you (for free!) so you can save money for more important things—like cheesesteaks
What drives up car insurance rates in Philadelphia?
Where you live in Philadelphia affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Philadelphia is no exception to the rule. From zip code 19113 to 19132, premiums rise by 50 percent—that’s $860.
Expensive Philadelphia Zip Codes: 19133, 19139, 19140, 19121, 19132
Cheap Philadelphia Zip Codes: 19113, 19128, 19118, 19127, 19154
Philadelphia Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Philadelphia, you can expect 118 rainy days with an annual rainfall of 41.5 inches. Philadelphia is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
118
Rainy Days a Year
42"
Avg. Annual Rainfall
22"
Avg. Annual Snowfall
Be Prepared For
Driving in Philly
Major Highways
I-95 U.S. 1 U.S. 13Toll Roads
Benjamin Franklin Bridge Besty Ross Bridge Walt Whitman BridgePopular Day Trips
Ocean City Bushkill Falls Hershey ParkCar Insurance Companies in Philadelphia
Find Local Philadelphia Agents
Wilson Insurance & Financial Planning
1732 W Cheltenham Ave Philadelphia, PA 19126
TLC ASSOCIATES
699 W Germantown Pike Ste 100 Plymouth Meeting, PA 19462
Freedom Insurance Group, Inc.
3308 Grant Ave Philadelphia, PA 19114
First Niagara Risk Management, Inc.
401 Plymouth Road Plymouth Meeting, PA 19462
CBIZ
401 Plymouth Road Plymouth Meeting, PA 19462
Not sure about Philadelphia
Check out these other Pennsylvania cities...
$2,302
The average Philadelphian's annual cost of coverage
40%
Our customer's average savings after comparing insurance
See How Much You Can Save in Philadelphia
Click below to get free quotes in seconds!
Start Saving Now!