Philadelphia Car Insurance

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What drives up car insurance rates in Philadelphia?

Where you live in Philadelphia affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Philadelphia is no exception to the rule. From zip code 19113 to 19132, premiums rise by 50 percent—that’s $860.

Expensive Philadelphia Zip Codes: 19133, 19139, 19140, 19121, 19132

Cheap Philadelphia Zip Codes: 19113, 19128, 19118, 19127, 19154

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Philadelphia Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Philadelphia, you can expect 118 rainy days with an annual rainfall of 41.5 inches. Philadelphia is also known to experience severe winter storms. You can check on the condition of the roads anytime here.

118

Rainy Days a Year

42"

Avg. Annual Rainfall

22"

Avg. Annual Snowfall

Be Prepared For

Driving in Philly

Major Highways

I-95 U.S. 1 U.S. 13

Public Transit

SEPTA Rail SEPTA Bus SEPTA Trolley

Toll Roads

Benjamin Franklin Bridge Besty Ross Bridge Walt Whitman Bridge

Ridesharing

Uber in Philadelphia Lyft in Philadelphia

Popular Day Trips

Ocean City Bushkill Falls Hershey Park

Parking

City of Philadelphia Parking ParkMe in Philadelphia

Car Insurance Companies in Philadelphia

Allied Allstate American Independent Atlantic States Dairyland Donegal Mutual Encompass General Casualty Harleysville Liberty Mutual Metromile Motorists Mutual National General Nationwide Plymouth Rock Safe Auto Sentry State Auto The General

Find Local Philadelphia Agents

Wilson Insurance & Financial Planning

1732 W Cheltenham Ave Philadelphia, PA 19126

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TLC ASSOCIATES

699 W Germantown Pike Ste 100 Plymouth Meeting, PA 19462

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Freedom Insurance Group, Inc.

3308 Grant Ave Philadelphia, PA 19114

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First Niagara Risk Management, Inc.

401 Plymouth Road Plymouth Meeting, PA 19462

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CBIZ

401 Plymouth Road Plymouth Meeting, PA 19462

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Not sure about Philadelphia

Check out these other Pennsylvania cities...

Pittsburgh

$2,302

The average Philadelphian's annual cost of coverage

40%

Our customer's average savings after comparing insurance

142

That's equal to 142 philly cheesesteaks or $921 in savings

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Additional Resources:

Philadelphia Car Insurance

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